If your car is not Spanish and you don’t have a NIE or resident’s permit, you won’t be able to insure it with a Spanish insurance company. If your car has a Spanish number plate, you can get insurance without a NIE, just using your passport.
Is car insurance mandatory in Spain?
Car insurance is a legal requirement in Spain, so you don’t want to leave home without having the right cover.
Do you insure the car or the driver in Spain?
In Spain it is the vehicle that is insured and not the person – most motor insurances in Spain will cover the main driver and any driver over a certain age (usually 25/30 years old). You cannot drive anyone else’s car under your own insurance. You need to be covered under their vehicle policy.
Can I pay car insurance monthly in Spain?
If you have a newer car you might want to consider a fully comprehensive policy whilst if the vehicle is older perhaps you would be content with third party fire and theft. Can I pay in instalments? Yes, you can. However, an insurance contract is a 12 month commitment from both you and the insurer.
Can I insure a car in Spain as a non resident? – Related Questions
Do you pay car tax in Spain?
IVTM (Impuesto sobre Vehículos de Tracción Mecánica) is a Spanish municipal tax. Anyone in Spain who has a registered vehicle and wants to drive on public roads has to pay IVTM, with no exemptions for hybrid or electric vehicles.
Will my UK car insurance cover me in Spain?
If you’re driving in most European countries
All UK vehicle insurance provides the minimum third party cover to drive in: the EU (including Ireland) Andorra.
Can I drive my friend’s car in Spain?
If you need to drive someone else’s car, you can’t do it under your own insurance. In Spain, you can’t use your car cover to drive other cars. The owner of another car needs to ensure that you are included in their car policy.
Do I need liability insurance in Spain?
The third party liability insurance (seguro de terceros o de responsabilidad civil obligatoria) is mandatory in Spain. It is the minimum insurance required by Spanish law to drive a vehicle in Spain.
Is liability insurance required in Spain?
What kind of insurance do I need when hiring a car in Spain? Third-party liability insurance is a legal requirement when you’re hiring a car in Spain. This type of insurance covers other road users, pedestrians and the other passengers in the vehicle you are driving.
Does a car have to be insured if off road?
The law says that you must normally have at least third party motor insurance if you drive or own a vehicle. You must also have insurance if you leave it parked on the street, on your driveway or in your garage. The police can check on the spot if your vehicle is insured using the Motor Insurance Database.
How do police know if a car is insured?
Using AskMID and automatic number plate recognition, the police can see if the cars on the road are safe or not and view their insurance information. Members of the public can also use AskMID to check if they are adequately insured.
What happens if police stop you without insurance?
You could receive a fixed penalty of £300 and six penalty points on your licence if you are caught driving a vehicle that you are not insured to drive. If the case goes to court you could get an unlimited fine and be disqualified from driving.
Can the police crush your car?
The police might do this in one of several ways. If the car is damaged, they may choose to have it crushed or scrapped.
Can police take my driving Licence?
2180). No traffic officer is allowed to get and keep your license, they are only allowed to get your details off it.
Can I clamp a car parked on my property?
The Act makes it an offence to clamp or tow away a vehicle parked on private land, without lawful authority. Parking charges and fines can still be issued on private land.
How long can a car be parked without moving UK?
There is no time limit on how long a car can park on the road as long as they are taxed, insured and not breaching any parking regulations. There is however one exception. If the vehicle is thought to have been abandoned, it can be reported to the police who will potentially remove it.
Is it illegal to block a driveway UK?
If someone has parked on your driveway and you were to block them in, your vehicle may be causing an obstruction to the public highway and this is a criminal offence. The owner of the vehicle could therefore call the police.
Can my Neighbour park in front of my house?
Since Public Roadways are just that, “public,” no one has the right to reserve spaces in front of his or her house. However, while it is not illegal to park in front of someone else’s house, it is certainly inconsiderate.