Yes, but you will have to tell the insurer you are not the owner or registered keeper when you apply. Some insurers will only offer you cover as the main driver if you are also the registered keeper of the car. However, many will insure you, so shop around and check the policy documents before you apply.
Can you get car insurance to drive any car?
In short, the answer to the question ‘can you insure yourself to drive any car? ‘ is yes, and the simplest way to make sure everything you need from your policy is covered is to call your insurer and talk them through your requirements.
What insurance do you need to drive any car UK?
Third party car insurance is the minimum cover you legally need to drive. There are two types of third party: third party only or third party fire and theft. In the event of an accident, your insurer will pay for any damage or injuries to third parties, their vehicles or property.
Which insurance allows me to drive any car?
An ‘any driver’ insurance policy allows anyone to drive your car at any time.
Can I insure myself to drive any car UK? – Related Questions
Can I drive someone else’s car UK?
Every once in a while you may need to drive someone else’s car. It might be an emergency or you may have permission from the car owner, but that doesn’t mean it’s legal. Unless you’re a ‘named driver’ on their car insurance, you almost certainly won’t be insured.
Can I lend my car to a friend UK?
It can result in an average fine of £271, as well as six points on your licence and can even see you disqualified from driving in some cases. To help you avoid a situation like this if you’re considering letting someone use your car, you should first make sure they’re covered to drive other vehicles.
Can named drivers drive other cars?
If you drive someone else’s vehicle then you will not be covered by their (the main driver) motor insurance policy – you must become a named driver on their policy. As a named driver you will be given the same level of cover as the vehicle’s main driver.
Can I drive my parents car without insurance?
Can I drive my parents’ car without insurance? No, you’ll need at least third party car insurance if you want to drive your parents’ car.
Can I drive other cars on my AXA insurance?
This means you can enjoy the same comprehensive cover you have on your own policy when driving other cars that are not owned, hired or leased by you. You can access this document in your MyAXA account.
Can I drive any car with comprehensive insurance Admiral?
Can I drive anyone else’s car? If you’re the policyholder and you’re aged 25 or over, then Admiral may be able to arrange third party cover for you to drive someone else’s car. However, just being over 25 doesn’t guarantee you’ll be able to hop into a friend’s car and take it for a spin.
Can you drive any car if you are fully comprehensive?
Having fully comp insurance on your own vehicle doesn’t mean that you’re fully comp on someone else’s. If your insurance provider does allow you to drive a different vehicle, it’s likely that they will only provide third party cover as a maximum.
What happens if someone else is driving my car and gets in an accident UK?
If someone else is driving your car and another person causes the accident, the at-fault driver’s insurance is usually responsible for covering costs. On the other hand, if the driver of your car is at fault, your car insurance will usually cover damages.
What must you check before you drive someone else’s vehicle?
Explanation: Driving a vehicle without insurance cover is illegal, so be sure that, whoever’s car you drive, you’re insured – whether on their policy or on your own.
What happens if someone drives my car without insurance?
If there is no valid insurance in place for such use, the vehicle is liable to be seized and the driver prosecuted.
Can you drive a car you are not insured in?
Penalties for driving without insurance
You could receive a fixed penalty of £300 and six penalty points on your licence if you are caught driving a vehicle that you are not insured to drive. If the case goes to court you could get an unlimited fine and be disqualified from driving.
How much does it cost to add a driver to car insurance UK?
It’s usually cheaper to add a named driver to your policy when you are renewing your car insurance. If you’re adding a named driver during the term of your existing policy, this change is known as a mid-term adjustment (MTA) and there will usually be an admin fee to pay, often between £15 and £30.
Can I be main driver on 2 cars?
You can be the main driver of more than one car. But insurance companies will often question it to check for fronting.
Can I still drive my husband’s car after his death?
If a car has to be moved before ownership is transferred, the person who drives the car must have insurance that enables them to do so. Usually the driver’s insurance will be invalid unless you have made contact with the insurance company to arrange cover.
Can 2 drivers insure the same car?
Car insurance policies are for both the vehicle and the driver, so it’s perfectly fine, legal and common for two people to be insured on the same vehicle under separate policies. There are a few reasons why you might consider doing this.
Can I insure a car that is not in my name?
The answer is yes, you can take out a separate car insurance policy on someone else’s car – but make sure that you tell the insurer you’re not the owner or the registered keeper of the vehicle when you apply.