You can have multiple addresses on your car insurance, but as we will mention below it’s always best to let your car insurance provider know where you’re located. We’re going to cover why you shouldn’t falsify your address to get insurance rates and provide you with some honest ways to get discounts.
Can my car insurance be at a different address UK?
No. You don’t need to change your car insurance policy if you move house, but you might find that your current provider can’t offer you the same policy at your new address.
Do car insurance check your address?
It’s normal for your car insurance company to ask for your address. In the simplest of terms, your car insurance company will need your mailing address to send you pertinent information about your policy and touch base with you as a secondary form of communication.
What happens if I don’t change my address on my car insurance UK?
You need to notify the DVLA if you change your address. If you don’t you may end up with a hefty £1,000 fine. If your car is kept at this new location then you also need to change your address in your V5C logbook.
Can you have 2 different addresses on car insurance? – Related Questions
Can I insure my car at my parents address?
Unlike health insurance, you don’t age out of car insurance, so you can stay on your parent’s insurance or use their address for insurance as long as you still live with them.
Does your postcode affect your car insurance?
Because you do most of your driving close to home, your postcode holds key information for insurance providers on the risks you face as a driver and car owner, including: The population density where you live. Traffic trends in your local area. Crime rates in your neighbourhood, including theft and vandalism.
Can a named driver live at a different address?
If someone asks you whether they can be added, you might wonder whether or not they need to live at your address. The answer here is no, it’s perfectly possible to add a named driver who lives at a different address to you.
Does Change of address affect car insurance?
Your address is one of the many factors that insurance companies use to determine auto premiums. Changing your address can change your level of risk, so changing your address can raise or lower your rate depending on where you move. When you’re getting a car insurance quote, insurers always ask for your address.
Is my car insurance void if I forgot to change my address?
Moving house
Don’t add to it by failing to notify your insurance company of your change of address, leaving yourself with an invalid policy. Insurers take your postcode into account when setting your car insurance premium, as certain areas are deemed riskier than others.
Why does it cost to change address on car insurance?
Why am I being charged for changing the address on my Car Insurance? When you move house or make any change to your policy, your premium will be recalculated based on your new details. As a result the premium could go up or down depending on whether the risk has increased or decreased.
Why does location affect car insurance?
Location, location, location – Due to higher rates of vandalism, theft and accidents, urban drivers pay a higher auto insurance price than those in small towns or rural areas.
Does cost of living affect car insurance?
Insurance companies base their rates upon the perceived risk at obtaining a claim. The more at-risk the company is at receiving a claim, the higher their insurance rates will be. Cities increase the risk, as insurance companies report that claims are higher in urban areas, thus their rates increase accordingly.
What other factors influence your insurance rate?
Some factors that may affect your auto insurance premiums are your car, your driving habits, demographic factors and the coverages, limits and deductibles you choose. These factors may include things such as your age, anti-theft features in your car and your driving record.
Does changing registration affect insurance?
Changing a registration mark should not affect their premium at all, though some companies may charge an admin fee for updating the records.”
Do I have to tell insurance about number plate?
Your car insurance policy documentation will have the previous registration number displayed. When you buy a private number plate and transfer it to your car, you must inform your car insurance company to enable them to update their records.
Will my insurance go up with a private plate?
A private number plate should not be considered a vehicle modification and your insurer should not change your premium as a result.
How much is it to change insurance registration?
There should be no cost to change your registration number plate, but it is entirely dependent on your insurance provider, as each firm operates differently. By most insurers’ standards, a personalised registration plate doesn’t count as a “vehicle modification” as it is simply a way of identifying the vehicle.
Do I have to inform my insurance company if I put a private plate?
So when it comes to getting a new set of number plates, do you need to inform your insurer? When you are changing the registration on your vehicle – putting your private plate onto the car – you’ll need to let your insurer know, so they are insuring the correct car on the road, and have a record of the vehicle.
Do I need to inform my insurance company?
Always tell your insurer about an accident straight away, even if you don’t want to make a claim.
Do I have to re tax my car if I change the number plate?
No. A car must be taxed to transfer a private number plate to it. If your vehicle is not taxed, we can apply for tax at the same time as transfering your personalised number plate to it – do both things together.