Taxi insurance is a specialist insurance policy designed to cover you and your vehicle. As a taxi driver your car is essentially your business and so comprehensive insurance is crucial in order to protect your livelihood.
Can you get insured on a taxi car?
Insurance policies can cover all types of taxi service, from traditional black cabs to ride-hailing apps like Uber. Crucially, having the right type of vehicle cover means you can protect your livelihood if a claim is made against you.
How much is TLC insurance in NYC?
A typical driver, over 25 years old, with three years taxi experience and a clean history will pay around $3,000 – $4,500 a year for TLC minimum cover. This figure can rise to $10,000 for new and young drivers or those with spotty history. Often, this cost can be paid on a monthly basis instead of all in one go.
How much is it to insure a taxi UK?
On average, Zego prices for private hire drivers with a good driving record start at £110* for a 30 days policy, or £940* for the annual option.
Do taxis need special insurance? – Related Questions
What type of insurance do I need for taxi?
Public Liability Insurance, or Taxi Liability Insurance, protects you and your business against any claims of injury or damage to property by someone in your care. Having this cover can prove invaluable, when you consider the risks you’re exposed to as a taxi driver.
Why is taxi insurance so expensive?
Why is taxi insurance so costly? Private hire taxi insurance is more expensive than conventional cover because taxi drivers complete more miles than other motorists, and often do so in congested conditions.
How much is Uber insurance UK?
Insurance for Uber drivers from £13.25 a week*
We offer private hire taxi insurance for Uber drivers.
How much is hire and reward insurance UK?
The type of cover you need is ‘carriage of goods for hire and reward’, so the average cost of a comprehensive courier policy is £1,080.
What insurance do I need for private hire?
Private Hire insurance is specifically designed for drivers who are licensed to carry passengers for hire and reward, but must be pre-booked with a private hire operator. If you drive passengers for a living, standard insurer’s car insurance policies are not adequate and you need a specialist motor insurance policy.
What insurance do I need for private hire car?
The most important cover for a private hire taxi is road risks. Having this is essential and will make your taxi road legal. Other important types of private hire taxi cover that you should seriously consider include public liability insurance, personal injury, loss of licence and breakdown assistance.
Can I use my taxi for personal use?
So long as you’re a registered taxi driver, you can still use your vehicle for social, domestic and pleasure purposes in addition to hire. However, rules can differ depending on your local council, so it’s always best to check in advance.
Can someone else drive my taxi?
No, the only person who is allowed to drive your private hire vehicle is the person who holds the appropriate local authority licence for the vehicle to be driven as a private hire. Regardless of the circumstances, nobody else may drive the vehicle.
Can my wife drive my private hire vehicle?
Could my spouse drive the taxi for non-work related purposes? Yes, you can get your spouse insured on your taxi, but first make sure your licensing authority allows this or that your partner is a licensed private or public hire driver. If they are not, they may be unable to drive your taxi.
Can I drive my husbands taxi?
Only people who have a taxi badge can drive a taxi. The fact that someone says they have insurance does not mean that they can drive the vehicle. If someone drives it without the badge they are committingan offense.
How long can a taxi driver drive for?
According to UK Government drivers’ hours regulations:
You may not drive for more than 10 hours a day. You must rest for at least 10 hours between 2 working days. If you have been driving continuously for 5 hours and 30 minutes, you must stop and rest for at least 30 minutes.
Do taxi drivers have to help with luggage?
Taxi drivers must allow their passengers to carry a ‘reasonable’ amount of luggage, i.e. luggage that will fit safely within the vehicle, and should aim to assist with loading and unloading of luggage where possible.
When should a taxi driver start the meter?
For example, there are two different rates – one for up to four passengers and another for five to eight passengers. Taxi meters are required to be switched on when you are seated at the start of your journey, and then if a driver wishes to make any discount, he can do so at the end of a journey.
Is it illegal to yell taxi in England?
Don’t Shout
Technically, it’s against the law for you to yell “Taxi!” to get their attention. If you see a cab with a lit sign, just hold out your arm to signal them.