Adding another driver to your insurance policy is a great way to reduce your premium. Having an extra driver often makes the premium cheaper as it’s assumed you’ll spend less time behind the wheel since the car is shared. Just ensure that the extra driver has a clean driving record before adding them to your policy.
Does my car insurance cover me in the Republic of Ireland?
The Republic of Ireland is still within our Territorial Limits and you are covered as normal, the 180 days foreign use limit does not apply.
What is the minimum insurance cover in Ireland?
Motor third-party liability insurance is the minimum level of compulsory insurance in Ireland and throughout the European Union for all vehicles. Fire, Theft and Comprehensive cover are additional benefits which motor insurance companies offer for an increased premium.
Can you pay Irish car insurance monthly?
Car Insurance Payments
You can choose to pay your premium by: Monthly direct debit payments*
How can I save on my car insurance Ireland? – Related Questions
Is it better to pay for insurance monthly or annually?
It’s cheaper to pay for car insurance annually, because there is one upfront payment, with no added extras. Paying monthly is not a case of splitting your annual cost into 12 monthly payments. When you pay upfront, insurers get paid in full for their policy, and that’s the end of the matter.
Should you pay car insurance monthly or annually?
If you can afford to pay for your car insurance in one go, that is almost always cheaper than choosing to pay monthly car insurance. That’s because, by paying a lump sum upfront, you avoid entering into a credit agreement that involves paying interest on the premium calculated by the insurer.
Is it possible to insure a car for a month?
Short-term car insurance is typically available by the hour, day, week or month, although some policies will insure you for longer than this. You can set how long you want your policy to last when you take out your cover. Once that time is up, you won’t be able to drive the car on public roads.
Can you buy car insurance for a few months?
What is temporary car insurance? Temporary car insurance gives you short-term cover for driving a car. It allows you to get fast, flexible cover for as little one day, or up to several months. Most policies are fully comprehensive but there are other options available for certain circumstances.
Can you insure a car for just 2 months?
Yes, but some insurers will have minimum limits for age or how long you’ve held your full driving licence. When is temporary cover not suitable? Temporary car insurance is most suitable for covering just a few days or weeks of driving. Any longer than that and an annual policy might be cheaper and more practical.
Can you get insured for 3 months?
If you don’t use your car that often, arranging car insurance on a monthly basis could be a more affordable alternative to an annual policy. Maybe you are frequently away from home or only use your car during holidays. If so, a three month insurance policy could be the perfect option for you.
Can I leave my car uninsured for a week?
No. All cars on public roads – even if they’re being parked and not used for a long time – must be insured. If it’s SORN, it must be on a private drive or other private land.
Can I drive someone else’s car?
driving other cars insurance. Every once in a while you may need to drive someone else’s car. It might be an emergency or you may have permission from the car owner, but that doesn’t mean it’s legal. Unless you’re a ‘named driver’ on their car insurance, you almost certainly won’t be insured.
Can I drive an uninsured car on my insurance?
No, the vehicle you are driving must have a minimum of third party cover on. If it does not, you will not be insured. We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
How do police know if a car is insured?
Using AskMID and automatic number plate recognition, the police can see if the cars on the road are safe or not and view their insurance information. Members of the public can also use AskMID to check if they are adequately insured.
How many points do you get for no insurance?
Penalties for driving without insurance
You could receive a fixed penalty of £300 and six penalty points on your licence if you are caught driving a vehicle that you are not insured to drive. If the case goes to court you could get an unlimited fine and be disqualified from driving.
Can I drive someone else’s car Ireland?
Yes, you can drive other people’s cars on most car insurance policies sold in Ireland. But you need your own car insurance policy in your own name to have cover.
Can I drive my dad’s car on my insurance?
No. There was a time when many fully-comp policies automatically gave you third-party insurance to drive any car, but those days have gone. So even if you’re fully covered for your own car, don’t assume you’re insured to drive other people’s cars otherwise you risk breaking the law.