Is a choice a broker?

A Choice is a specialist insurance broker based in Wolverhampton, West Midlands. We provide a range of insurance policies for learner drivers, young drivers, drivers with convictions and van drivers.

Who is Darwin car insurance?

Darwin insurance is an innovative UK-based insurance company that forms part of the Direct Line Group. The company is fully regulated by the FCA and the Prudential Regulation Authority.

Who is Darwin insurance underwritten by?

How we will use your information and who we will share it with. Privilege insurance policies are underwritten by U K Insurance limited (UKI), who owns the brands Privilege, Direct Line, Churchill and Green Flag. When you give us your information, it will be used and shared within UKI for all of its own branded products

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Is a choice a broker? – Related Questions

Is it worth having motor legal protection?

Considering the relatively small annual cost, motor legal protection cover could potentially save you thousands of pounds in expensive legal fees. Some policies also include free legal advice on a range of personal matters, such as employment, family, conveyancing and probate (administering the will of a dead person).

When was Darwin insurance established?

Darwin. Darwin was founded in Peterborough in 2019 and led by Sumit Bahukhandi. The company only sells through price comparison websites, initially Moneysupermarket, and is built in the Amazon Web Services cloud.

What is a comprehensive loss in insurance?

Comprehensive coverage helps cover the cost of damages to your vehicle when you’re involved in an accident that’s not caused by a collision. Comprehensive coverage covers losses like theft, vandalism, hail, and hitting an animal.

What is motor legal protection?

What is motor legal protection? Motor legal protection – sometimes known as car insurance legal cover – can cover legal expenses, up to an agreed limit, which result from a car accident that wasn’t your fault. It’s usually offered as an optional add-on to car insurance policies, although some include it as standard.

Is it worth adding legal cover to car insurance?

Motor legal protection can be useful, but it’s not mandatory. However, it could potentially save you a lot of money if you’re ever involved in a court case. If you decide to buy legal expenses cover, just make sure you don’t have it already.

Is it worth protecting no claims?

Is it worth protecting no claims? If you have a big discount you’ve built up, say 50% for example, you might want to consider paying for no claims protection. This is because if you make a claim, you could lose anything you’ve built up already. But if you’ve paid for the extra, it should be protected.

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Is it worth getting breakdown cover with insurance?

It may seem counterintuitive, but paying for breakdown cover can save you money in the long-term. With breakdown cover, you wouldn’t have to pay for a mechanic to try to fix your car or for a tow to a garage, but, without cover, getting this emergency assistance could end up being very expensive.

Is Green Flag better than RAC?

Again, this verdict can be a bit confusing when looking at the comparison table because Green Flag outperforms the RAC in virtually all metrics. However, RAC remains the better choice because of the services you get with a RAC membership, which makes it much more value for money.

Does breakdown cover pay for repairs?

In most cases, it will only cover any repairs made by the breakdown mechanic at the scene. If you do add extra cover to include the cost of parts and garage repairs, there will usually be a maximum amount that the breakdown provider will permit so you would have to pay for anything over this limit.

What do I do if I don’t have breakdown cover?

If you have an emergency breakdown and no cover, you can call a breakdown provider to get cover and immediate assistance, contact a nearby garage, or use an emergency phone if you’re on a major road. However, these can all be expensive options.

Will RAC come out for flat TYRE?

Q. Will the RAC come out for a flat tyre? Yes, we’ll come out if you get a flat tyre. We’ll repair your puncture, fit your spare wheel, or we’ll help find and fit a new tyre for you.

Is driving without breakdown cover illegal?

No, it’s perfectly legal to not have breakdown cover for you car.

How can police tell if you have no insurance UK?

Data from the Motor Insurance Database (MID) is shared with all UK police forces so that their Automatic Number Plate Recognition (ANPR) cameras can quickly and easily tell if the vehicle in front of them is insured or not. Vehicles being driven without valid insurance may be seized by police.

Can someone drive my car if they are not on my insurance UK?

It might be an emergency or you may have permission from the car owner, but that doesn’t mean it’s legal. Unless you’re a ‘named driver’ on their car insurance, you almost certainly won’t be insured. And both the driver and car owner can run into trouble if caught without the necessary cover.

Can I drive a uninsured car with my insurance?

No, the vehicle you are driving must have a minimum of third party cover on. If it does not, you will not be insured. We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

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