With a history of innovation, we are one of the UK’s largest car insurance providers through our four brands: Admiral, Bell, Diamond and elephant.co.uk.
What is Bell plug and drive?
Bell offers an innovative new product which simply plugs into the 12 volt power socket (sometimes referred to as the cigarette lighter) in your car which helps us to understand how well you drive.
Are Ageas a good insurer?
The Ageas car insurance policy is rated as five star by Defaqto. Its Essentials policy received a three-star rating. Note: Not all Defaqto products with the same star ratings have the same covers and terms. TrustPilot awarded Ageas an ‘excellent’ rating of 4.4 stars out of five, based on 5,506 reviews.
What is Admiral little box like?
LittleBox is a small unit – roughly the size of your palm – which is fitted behind the car’s dashboard, so you can’t see it and your passengers won’t know you have it unless you tell them. It monitors how you drive, looking at things like your speed, braking and miles covered.
Is Bell part of the Admiral Group? – Related Questions
Who is the best car insurer in the UK?
Summary: Best car insurance companies in the UK 2022, by category
- LV=: Best for cheaper rates.
- Direct Line: Best for customer service.
- Admiral: Best for multi-car.
- Saga: Best for over-50s.
- Veygo: Best for temporary insurance.
- Hastings Direct: Best for young drivers.
- Swinton: Best for convicted drivers.
Is getting a black box worth it?
Data gathered by the price comparison website between August 2021 and February 2022 revealed that black box policies are cheaper for 78% of 17 to 20-year-olds and 69% of those aged 21 to 24 compared to standard car insurance.
What happens if you go over speed limit with black box?
Your black box considers a whole host of factors, including your acceleration, braking, and turning. A small lapse into speeding is unlikely to affect its overhaul assessment of your driving performance. At the most, you’ll earn a warning from your insurer, encouraging you to pay more attention to posted speed limits.
Can you cheat a black box?
Some people suggest tampering with the device or temporarily unplugging it in order to maintain their driving records and discounts. But there’s no way to “trick” a telematics device that doesn’t invalidate your insurance. It’s also insurance fraud, which is a crime.
What are the disadvantages of having a black box?
The cons of black box insurance:
- Bad driving will increase the cost. If you have bad driving habits and don’t use your black box to correct them, you can end up paying more for your insurance premium.
- As mentioned, some car insurance providers may have driving time restrictions.
- Journey restrictions.
- Additional charges.
Who needs a black box?
Black Box insurance is designed for anyone who pays a higher price for their car insurance. These are typically young and newly qualified drivers whose insurance premiums can be eye watering. This is because statistically drivers aged 17-25 are more likely to be involved in an accident.
Do you have to wait for a black box to be fitted?
Can I drive my car before the box is fitted? Yes, you will be insured to drive the car from the moment the policy starts as we understand it may take a few days to arrange you black box fitting. You have 14-days to get the box fitted from the policy start date.
How do you avoid a black box?
Black box car insurance rules
- Stick to the speed limit.
- Don’t accelerate too quickly.
- Avoid late-night driving.
- Keep within your estimated annual mileage.
- Don’t tamper with the box.
- Brake in plenty of time.
- Don’t let uninsured drivers drive your car.
Do you have to pay to have a black box fitted?
Boxes are usually fitted for free and, if you switch insurers and no longer have a black box policy, they will either disconnect it remotely or remove it free of charge (some companies do charge, though – and also if you want to switch boxes from one car to another).
How does a black box know who’s driving?
If you have a black box policy and someone else drives your car, the insurance company will usually be able to tell. This is because the black box records the driver’s identity when they start the journey. If you lend your car to a friend or family member, you should let your insurance company know.
Can a black box tell if you crash?
It can keep you safe. The black box alerts us when it senses a strong impact, so if you have an accident we’ll alerted and can try to call you and make sure you’re OK. In serious cases we may call the emergency services to request that they attend. It can help us find your car if it’s stolen.
How long does a black box stay on your car?
How long do I have a black box for? Your black box is in use for as long as you have the policy. As with typical car insurance policies, black box insurance tends to last 12 months. If you choose to renew with your insurer, your black box should stay active.
What is a good driving score?
What’s a good score? Scores of 50 or higher can be considered good scores and may qualify you for auto insurance discounts.
Can a black box be turned off?
You also cannot turn off the black box, as it runs throughout the flight, recording every 30 to 60 seconds. is a case of an “expert” or journalist confusing the lack of an on/off switch as an inability to turn something off.