These are known as CIE (Continuous Insurance Enforcement) laws. So while you can use Cuvva to drive an uninsured car, it would be illegal to leave that vehicle uninsured while you’re not driving it. You can find out more about this on the GOV.UK website.
When can I use Cuvva?
In order to get van insurance with Cuvva you need to be at least 19 years old and have held your licence for at least a year.
What do you need to use Cuvva?
You can get cover anywhere from 1 hour to 28 days with the Cuvva app. All you need is a GB licence and a taxed car with an up to date MOT (if you don’t have your own you can borrow a friend’s!).
Does Cuvva provide courtesy car?
And it’s in the driver’s name, not the owner’s. That means that the owner’s insurance won’t be affected even if you do need to make a claim, and they wouldn’t lose their NCB. This applies to learner drivers, too. But it’s important to know that we don’t offer courtesy cars.
Is Cuvva legal in UK? – Related Questions
What cover does Cuvva provide?
It includes everything covered by third party and third party, fire and theft policies. Most comprehensive car insurance policies also include cover for things like vandalism.
Does Cuvva need a main policy?
With Cuvva, the car doesn’t need an underlying policy. That means you can use it to insure your own car, as well as other people’s.
Is Cuvva fully comp insurance?
All of our policies are fully comprehensive.
Can I drive a uninsured car with my insurance?
No, the vehicle you are driving must have a minimum of third party cover on. If it does not, you will not be insured. We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Does Cuvva insure modified cars?
We can’t insure modified vehicles. And that’s because modifications can make things tricky if someone needs to make a claim. To make sure our customers don’t get stuck if they do need to make a claim, we don’t insure modified vehicles.
Can I lend someone my car UK?
Allowing someone else to drive your vehicle uninsured is risky. If they ended up involved in an accident or were to be stopped by the police, you could be prosecuted as the vehicle owner. You should only allow someone to borrow your car if you know they are properly insured for the time they’ll be driving it.
Can someone drive my car if they are not on my insurance UK?
If I take out comprehensive insurance, can other people drive my car when they are not named on my policy? No, cover is provided for the car shown in your current certificate of motor insurance only, and the named drivers on the policy.
What happens if you get caught driving a friends car?
If the case goes to court you could get an unlimited fine or be disqualified from driving. The police also have the power to seize, and in some cases, destroy the vehicle that’s being driven uninsured.
Is it OK to borrow a friend’s car?
Ultimately, it’s usually safe to loan your friend your car for occasional errands or projects. And the same goes for borrowing a car. Just make sure it’s for “normal” use. You’ll want to confirm that the car has coverage and that your insurance, whether you’re the owner or borrower, will apply.
Can you insure a car not in your name?
Can I insure a car that isn’t registered in my name? You can insure a car you do not own, however, you must inform the insurer that you are neither the owner of the car nor its registered keeper. You can: Become a named driver: By adding yourself as a named driver, you’ll be able to drive someone else’s car.
Does your car insurance and registration have to be under the same name?
Can the insurance and vehicle ownership be in different names? No, the insurance must be in the name of the registered owner of the vehicle. As your mother is the registered owner of the car, the insurance must be purchased in her name to ensure that there is insurable interest.
Can you be on your parents car insurance if you don’t live with them?
Most insurers will also allow children to stay on their parents’ insurance policy when they move out of the family home for school. For example, say you’re a student who occasionally returns home and drives a family vehicle.
Is it cheaper to stay on my parents car insurance or get my own?
Unless you are over the age of 25 and have a perfect driving record, it will be cheaper for you to just stay on your parents’ policy. Your rate is based entirely on risk. To insurance providers, age specifically is an indicator of risk because it goes hand in hand with driving experience.
Can you insure a car at a different address?
Can you insure a car at a different address than where you live? It’s illegal to live at one address while using another address for car insurance. The exception is if you are a college student, as college students’ car insurance addresses are still their parent’s primary address, not their college address.
Can I add someone to my car insurance temporarily?
Some car insurance companies might let you add someone to your car insurance temporarily – often for as little as a week or so. Because you’re changing your policy, sometimes your insurer might add an admin charge. If in doubt, get in touch with them beforehand.
Why is temp car insurance so expensive?
Why is short term car insurance so expensive? Short term car insurance is usually more expensive than if you pay annually. That’s because you pay day by day and the excess fee can often cost more too.