One of the unique aspects of the reward as you drive scheme adopted by Ingenie is that it is not governed by a strict criteria for driver safety.
Who owns ingenie insurance?
A-Plan Group, which itself was sold to Howden Broking Group in September, has made its own acquisition – buying telematics insurance brand ingenie from Watchstone Group Plc for as much as £5.5 million.
Does ingenie remove black boxes?
If you’ve got a fitted black box, you don’t need to have it taken out because we deactivate it remotely so it stops collecting data. If you’d like the box to be removed by one of our engineers, it costs £85 and you just need to call our box fitting team on 0330 024 1086. Find out more about our fees and charges.
What is an ingenie box?
An ingenie box is part of your insurance with us, so you can get to the good bit – earning discounts at renewal! Depending on the make or model of your car, we’ll either send you a self-fit OBD box or a self-fit 12v. Whichever box you need, you can start driving right away from your insurance start date.
Is ingenie strict? – Related Questions
Can I cancel my Ingenie insurance?
You can cancel an Ingenie car insurance policy at any time, but you might have to pay a fee for doing so.
Does Ingenie have a curfew?
So the safer you drive, the lower your premiums could be. Unlike some other black box insurers, Ingenie do not impose a curfew, so you can drive whenever you want. It’s how you drive, not when you drive, that’ll affect your premium. With Ingenie insurance you’re also covered for up to 14 days of driving within Europe.
Is wise driving black box strict?
If you exceed the speed limit by more than 30%, our system will register this as an Extreme Speeding Event, and you’ll be notified of this by email. We reserve the right to cancel your policy in the event of one or more Extreme Speeding Events.
What is Admiral little box like?
LittleBox is a small unit – roughly the size of your palm – which is fitted behind the car’s dashboard, so you can’t see it and your passengers won’t know you have it unless you tell them. It monitors how you drive, looking at things like your speed, braking and miles covered.
How do I contact ingenie?
If you’re an ingenie customer, call our team on 0330 303 0021 to talk about the incident and make a claim if you need to. We’re here to talk to you 24 hours a day.
Where is ingenie based?
ingenie is a progressive company based in Leatherhead, Surrey. We have a great team of people working for us across marketing, development, customer services, operations and finance.
How do I get a telematics box fitted?
If the policy requires it to be professionally fitted then you will need to book an appointment with an engineer. They will then need to attach the black box to the interior of your car. Often this is done to the car battery, or placed just behind the dashboard.
What are the disadvantages of telematics?
Con: Privacy Concerns
Some telematics data, including a vehicle’s whereabouts at a particular time, can be considered private to companies concerned about privacy.
What’s the difference between a black box and a telematics box?
It’s a black box or mobile phone app that monitors how fast you drive, how quickly you brake, and whether you’re generally a safe driver. Sometimes known as black box car insurance, GPS car insurance or smartbox insurance, telematics is a way for some car insurance companies to see how ‘risky’ you are as a driver.
Is it worth having a black box?
While it’s very dependent on driver and vehicle, black box insurance is, in most cases, cheaper. If you’re a first-time driver or have only held a licence for a couple of years, you’re likely to benefit most — with premiums potentially half the cost than without a telematics device.
What are the disadvantages of black box insurance?
The cons of black box insurance:
- Bad driving will increase the cost. If you have bad driving habits and don’t use your black box to correct them, you can end up paying more for your insurance premium.
- As mentioned, some car insurance providers may have driving time restrictions.
- Journey restrictions.
- Additional charges.
Can you cheat a black box?
Some people suggest tampering with the device or temporarily unplugging it in order to maintain their driving records and discounts. But there’s no way to “trick” a telematics device that doesn’t invalidate your insurance. It’s also insurance fraud, which is a crime.
Does a black box know the speed limit?
How does a Black Box know the speed limit? Black boxes use GPS to track you while you’re driving -this means they can measure how fast you are moving on the roads. This is then compared to the road’s legal speed limit to determine if you’re driving over this or under it.
What is the curfew on a black box?
This simply means your insurer has put restrictions in place, when it comes to what time of day you can drive your car – with a black box installed. If your black box insurance policy has a curfew, it’s important you don’t drive in the times they specify – otherwise you could be hit with a fine.
What happens if you break the speed limit with a black box?
Speeding with a black box
Speeding isn’t reported to the police unless you’re involved in a serious accident, but some insurers will fine you for going over the speed limit. Your insurer should also make allowances for driving abroad.
Why is my black box score so low?
A low braking score could show that you aren’t giving yourself enough time to prepare for upcoming hazards. You can combat this by keeping a safe distance from other cars. You need to give yourself enough reaction time if the car in front of you decides to brake suddenly.