Just call us on 0333 321 9790 and we’ll be happy to help.
What is Hastings essential car insurance?
A policy like Hastings Essential does what it says on the tin: it covers the essentials. If you’re involved in an accident, we’ll provide cover for damage to your car, and we’ll also pay out if your car’s stolen or damaged by fire – minus the agreed excess. Hastings Essential does offer comprehensive cover.
Does Hastings have live chat?
We’re here to support you over live chat during our opening hours. Head over to our MyAccount log in page. When our agents are free, a red tab will appear on the right-hand side or the bottom of your screen. Click on ‘Can we help?’
Who underwrites Hastings essential?
Around 90% of policies are directly underwritten by the Group’s Gibraltar based insurer, Advantage Insurance Company Limited. Hastings Group (Consolidated) Ltd is part of the Nordic insurance group Sampo.
Is there a free phone number for Hastings car insurance? – Related Questions
Is Hastings Direct and Hastings essential the same?
Hastings Essential car insurance is the lowest level of cover available from Hastings Direct. Hastings offers three different tiers of cover under its brand: Hastings Premier, Hastings Direct and Hastings Essential.
Whats the difference between Hastings Direct and essential?
It has three car insurance ranges: Hastings Direct, Hastings Essential, and Hastings Premier. The no-frills Essential product is the cheaper option, but while Hastings Direct (which also provides the Premier range) has an impressive five-star rating from Defaqto, Hastings Essential gets just two stars.
Who is the best car insurer in the UK?
Summary: Best car insurance companies in the UK 2022, by category
- LV=: Best for cheaper rates.
- Direct Line: Best for customer service.
- Admiral: Best for multi-car.
- Saga: Best for over-50s.
- Veygo: Best for temporary insurance.
- Hastings Direct: Best for young drivers.
- Swinton: Best for convicted drivers.
How do I contact Hastings Insurance?
If you need assistance when making a claim on your car, bike, van or home insurance policy, give Hastings Direct a call on 0333 321 9800 or find
Can Hastings essential drive other cars?
If you’ve got a policy with Hastings Direct, you can find out this information under section 5 of your motor insurance certificate. If you’ve looked at the terms and have cover to drive another person’s car with permission, you’ll only be covered by third party insurance.
Can I drive my friend’s car if we are both fully comp?
No. There was a time when many fully-comp policies automatically gave you third-party insurance to drive any car, but those days have gone. So even if you’re fully covered for your own car, don’t assume you’re insured to drive other people’s cars otherwise you risk breaking the law.
Can I drive someone else’s car with their insurance?
The car you want to drive must be covered by an existing insurance policy and you must have permission to drive it. Driving other cars cover is usually only available on a comprehensive car insurance policy, so if you have third party (or third party, fire & theft) cover, you won’t be covered to drive any other cars.
Can someone drive my car if they are not on my insurance UK?
It might be an emergency or you may have permission from the car owner, but that doesn’t mean it’s legal. Unless you’re a ‘named driver’ on their car insurance, you almost certainly won’t be insured. And both the driver and car owner can run into trouble if caught without the necessary cover.
Can I drive another car Hastings Premier?
The ability to drive other cars can’t be added to a policy if it’s not already included, but you may be able to add a temporary vehicle to your insurance. If you’d like to do this, log in to MyAccount and start a live chat or call us on 0333 321 9801.
Can named drivers drive other cars?
If you drive someone else’s vehicle then you will not be covered by their (the main driver) motor insurance policy – you must become a named driver on their policy. As a named driver you will be given the same level of cover as the vehicle’s main driver.
Can I drive someone else’s car if I’m fully comp Admiral?
Can I drive anyone else’s car? If you’re the policyholder and you’re aged 25 or over, then Admiral may be able to arrange third party cover for you to drive someone else’s car. However, just being over 25 doesn’t guarantee you’ll be able to hop into a friend’s car and take it for a spin.
Can someone drive my car Admiral?
Other drivers using your car
If someone who has the driving other cars extension drives your car and has an accident, we won’t be able to pay out for any damage to your car. Only drivers named on certificate are fully covered to drive your car.
What is the difference between Admiral essential and Admiral?
In addition to the Essential cover above the Admiral policy offers the following benefits: New vehicle replacement: If the customer’s vehicle is less than 12 months old and is written off or stolen and unrecovered. then they will be provided with a brand-new vehicle as a replacement.
Can I drive my parents car without insurance?
Can I drive my parents’ car without insurance? No, you’ll need at least third party car insurance if you want to drive your parents’ car.
What happens if someone else is driving my car and gets in an accident UK?
If someone else is driving your car and another person causes the accident, the at-fault driver’s insurance is usually responsible for covering costs. On the other hand, if the driver of your car is at fault, your car insurance will usually cover damages.
Can anyone drive my car if I am fully comprehensive?
There’s no limit to how many people can drive the car, so any friends or family, who have your permission, are legally insured to drive it. This type of car insurance is far less common, as most people only have one, or a few, named drivers added to their existing policy.