Wise Driving (part of iGO4 Insurance) is a specialist black box/telematics insurance company, which aims to reduce the cost of motoring for young, new and limited-mileage drivers.
Who is WiseDriving underwritten by?
WiseDriving is a trading name of iGO4 Limited. WiseDriving’s policies are provided by iGO4, and underwritten by a panel of insurers including Sabre, Covea and Aviva. Wise driving was founded in 2012.
Is Allstate Drivewise worthwhile?
Is Allstate Drivewise Worth It? For many drivers, Drivewise offers car insurance savings and a better understanding of their driving behavior — and in most states, rates won’t increase as a result of poor driving performance. But while there’s no monetary cost involved for most drivers, you do make a trade.
How strict is WiseDriving black box?
If you exceed the speed limit by more than 30%, our system will register this as an Extreme Speeding Event, and you’ll be notified of this by email. We reserve the right to cancel your policy in the event of one or more Extreme Speeding Events.
Is WiseDriving an insurance company? – Related Questions
Does WiseDriving have a curfew?
We don’t have a curfew for night-time driving, however your score will be lowered if you regularly drive between 11pm and 5am. We are passionate about safe driving and want to reward you if you show safe driving behaviour.
Can you drive after 10pm with a black box?
Night-time curfews and penalties
There are no night-time driving restrictions so you’re able to drive where you like when you like.
Can you get black box removed?
Of course, if you want the black box removed, you can speak to the provider and they’ll arrange for an engineer to come out and remove it. But removal isn’t usually covered by your insurance policy, so you’ll likely face an extra fee.
How do I get rid of black box wise driving?
To remove, insert a flat tool between the black box and the battery to unstick the box. Make sure never to pull the product off by hand.
Can you disable a car black box?
There’s no way you can delete the data or disable the black box. Fortunately, there is a simpler option. Products like AutoCYB, OBD Lock and OBD Saver put a lock on the diagnostic port so no one can plug anything into it without your permission.
Can I remove my own black box?
As removing a black box can be tricky and could damage your vehicle if not done correctly, we wouldn’t recommend trying to do this yourself.
How do you cheat a black box?
But there’s no way to “trick” a telematics device that doesn’t invalidate your insurance. It’s also insurance fraud, which is a crime. If you unplug the black box, it will stop sending data to your insurer, alerting them almost instantly that it’s not working as intended.
How does a black box know who’s driving?
If you have a black box policy and someone else drives your car, the insurance company will usually be able to tell. This is because the black box records the driver’s identity when they start the journey. If you lend your car to a friend or family member, you should let your insurance company know.
Can I drive another car if I have a black box?
Because the policy provides comprehensive cover, am I insured to drive other vehicles? No. Because we use the telematics device to monitor your driving, we’ll only cover you for the car it’s fitted in.
Can I go over the speed limit with a black box?
Don’t despair: occasionally exceeding the speed limit by a small amount generally won’t affect your black box insurance policy. Your black box considers a whole host of factors, including your acceleration, braking, and turning.
Does a black box know the speed limit?
How does a Black Box know the speed limit? Black boxes use GPS to track you while you’re driving -this means they can measure how fast you are moving on the roads. This is then compared to the road’s legal speed limit to determine if you’re driving over this or under it.
Is getting a black box worth it?
Data gathered by the price comparison website between August 2021 and February 2022 revealed that black box policies are cheaper for 78% of 17 to 20-year-olds and 69% of those aged 21 to 24 compared to standard car insurance.
What are the disadvantages of having a black box?
The cons of black box insurance:
- Bad driving will increase the cost. If you have bad driving habits and don’t use your black box to correct them, you can end up paying more for your insurance premium.
- As mentioned, some car insurance providers may have driving time restrictions.
- Journey restrictions.
- Additional charges.
What is the curfew on a black box?
This simply means your insurer has put restrictions in place, when it comes to what time of day you can drive your car – with a black box installed. If your black box insurance policy has a curfew, it’s important you don’t drive in the times they specify – otherwise you could be hit with a fine.