What adaptations can you have on a Motability car?

There is a range of free car adaptations available including steering wheel knobs, hand controls for brakes and accelerators and wheelchair hoists.

How many drivers can you have on Motability?

Named drivers are people you choose to drive your Motability Scheme vehicle. Up to three named drivers are included as part of your lease; these can be yourself, friends, family or carers. Two named drivers can be nominated when you place your application, and a third driver can be added during your lease.

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Can you use a mobility car without the disabled person in it?

The car must be used by, or for the benefit of, the disabled person. This does not mean that the disabled person needs to be in the car for every journey.

What adaptations can you have on a Motability car? – Related Questions

Can my husband use my Motability car for work?

Only you or your spouse can use the Motability vehicle to commute to work. While you or your spouse can use the vehicle to travel to work, neither of you can’t use it for any unauthorised business purposes like as a delivery vehicle or taxi.

How do I add another driver to my Motability car?

You can easily view, add or change named drivers during your lease is with a Motability Scheme online account . Alternatively you manage your named drivers calling RSA Motability on 0300 037 37 37.

Can someone else drive my disability car?

Only drivers listed as permitted drivers on the Certificate of Motor Insurance are insured to drive your Motability Scheme car. Remember, the car must be used by, or for the benefit of, the disabled person. This does not mean that the disabled person needs to be in the car for every journey.

Can my 18 year old son drive my Motability car?

There are no age restrictions for customers who hold a provisional licence. However, if the provisional licence holder is not the customer, they must be over 21 to drive a Motability Scheme car.

How many named drivers can you have?

A named driver can be anyone you choose to add, whether that’s a partner, family member or friend. You can usually add up to three or four named drivers to one policy. Note that a named driver is different to the main driver as the main driver is the person who will be doing most of the driving.

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Can I be refused a Motability car?

If any driver has been disqualified from driving for more than 30 days within the last five years they will not be eligible to drive on a RSA Motability policy. The driver will only be eligible when five years has passed from the date of conviction shown on the driving licence.

Do I get no claims bonus on Motability?

As the vehicle is owned by Motability Operations Ltd you will not accrue any personal no-claims bonus. Any personal no-claims history held before joining the Scheme may no longer be accepted by insurers if you leave the Scheme.

Does being a named driver affect my insurance?

Does being a named driver affect my own insurance? No, it doesn’t. Your inclusion as a named driver is completely separate from your existing car insurance policy. If you get into an accident driving a car whose insurance you are named on, it will be under their policy.

Can you have 2 main drivers on the same car?

You and your partner can both take out separate policies for the same car. Car insurance policies are for both the vehicle and the driver, so it’s perfectly fine, legal and common for two people to be insured on the same vehicle under separate policies. There are a few reasons why you might consider doing this.

What happens if a named driver crashes my car?

While named driver insurance can have benefits for both parties, the policyholder is more at risk. This is because is the named driver on your policy crashes the car, it will be under your name. So, if you have built up a no claims history of five years, and your named driver crashes, you will lose it if you claim.

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How often can named driver use car?

Any named driver can use your vehicle occasionally. That means they shouldn’t be the permanent driver, nor should they be regularly using the vehicle, for example for driving to work. If someone is named as an additional driver but in fact has main use of the car, this is called fronting, which is illegal.

Can I get a Motability car with points on my licence?

If you or any other driver has points on their driving licence this will need to be disclosed when you apply for a Motability vehicle. You are also required to inform the insurer if any points are issued during the term of the lease agreement. Failure to do so could be considered a breach of the lease agreement.

Does adding a named driver increase insurance?

In addition, adding a named driver to your policy may affect your annual premium and this is largely down to the risk profile of the individual you are adding. It could take your premium down, or in the case of adding a young driver, potentially increase your premium.

How many points do you get for a Motability car?

Drivers who receive 12 penalty points or more can be disqualified from driving for up to three years. New drivers who have passed their driving test within two years of receiving six penalty points will have their licences revoked altogether.

Can you get a free car on PIP?

You can get a Motability car or vehicle if you’ve been awarded: the higher rate mobility component of Disability Living Allowance (DLA) the enhanced rate mobility component of Personal Independence Payment (PIP)

What are the rules for a Mobility car?

How you can use your car
  • The disabled person uses the car, or it’s used for their benefit.
  • Only named drivers on your Certificate of Motor Insurance drive the car.
  • You only have one named driver under the age of 21.
  • You let us know about any changes that might affect your lease.

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