CareCredit, from Synchrony, is one of the largest and most popular health, wellness and beauty credit cards in the nation, serving millions of families each year.
What credit company is CareCredit?
The CareCredit® credit card* (owned by Synchrony Bank) is a credit card offering special financing options for health and wellness expenses. CareCredit is accepted by over 225,000 health care providers nationwide, including primary care physicians, pharmacies and labs.
Is CareCredit part of Discover?
The Synchrony Car Care credit card is issued and serviced by Synchrony Bank. As part of the launch, Synchrony has worked with Discover Global Network®, the third largest payments network in the world, to provide greater acceptance within the fuel segment.
What type of loan is CareCredit?
Healthcare financing with CareCredit
Whether you use your healthcare credit card to pay for deductibles, or for treatments and procedures not covered by insurance*, CareCredit helps make the health, wellness and beauty treatments and procedures you want possible today.
What bank is CareCredit through? – Related Questions
What is the highest amount you can get on CareCredit?
A CareCredit card has a maximum credit limit of $25,000. For charges of $200 or more, CareCredit offers “no-interest” promotional periods of six, 12, 18 and 24 months, depending on the provider. If you pay off your purchase within your promotional period, no interest will be charged.
Is CareCredit hard to get?
For the best approval odds with CareCredit, you’ll need a credit score of 620 or higher. However, some users report approval with scores around 600. If you’re score is lower than 600 you’ll have a hard time getting approval.
Does CareCredit hurt your credit?
Plus, it’s quick and there’s no impact to your credit score to check. If you prequalify and then you apply, there will be a hard inquiry on your credit report.
What is CareCredit interest rate?
Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance, except the fixed monthly payment will apply until the promotion is paid in full. For new accounts, Purchase APR (interest rate) is 26.99%. Minimum Interest Charge is $2.
What is the minimum monthly payment for CareCredit?
The CareCredit Credit Card minimum payment is $29 or 3.25% of the new balance – whichever is higher. More specifically, the CareCredit Credit Card minimum payment is the greater of: $29. 3.25% of the new balance shown on your billing statement.
Can you pay CareCredit off early?
There is no penalty for paying your balance in full at the end of the month, or making more than the required minimum payment at any time.
Is CareCredit really interest free?
Consumers who use the CareCredit card are eligible to participate in short-term financing offers that enable them to make payments over six, 12, 18, or 24 months. There are no additional interest charges as long as they spend at least $200 and pay the full bill within the agreed-upon time period.
Can I use CareCredit on Amazon?
No, Amazon does not accept Care Credit. Though they sell many health and wellness products, Care Credit cards are not accepted as a form of payment.
What happens if I dont pay my CareCredit?
Like most credit cards, you must make your monthly payments on time and, if you miss a payment, you will incur a late fee. With CareCredit “No Interest if Paid In Full” promotional financing, you will be charged interest if you do not pay your promotional balance in full by the end of the promotional period.
Is there an alternative to CareCredit?
Covering a wide variety of procedures, Denefits is an alternative to CareCredit that patients may be interested in if they can’t afford to pay for their medical treatment all at once. If you are concerned with your credit getting dinged every time it is checked, you will appreciate Denefits’ no credit check policy.
Can you buy food at Walmart with CareCredit?
Yes, you can use your CareCredit credit card for qualifying, in-store purchases at all Walmart Store locations, including Walmart Supercenters and Neighborhood Markets, across the United States (does not include Gas Stations or Walmart.com).
Can I use my CareCredit card at an ATM?
You can get a CareCredit Mastercard cash advance at any ATM or with the convenience checks they send you. In addition, they will treat any purchase of certain cash like items as cash advances.