The credit score you need for the CareCredit Credit Card is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.
Does CareCredit approve bad credit?
Care Credit Minimum Credit Score
For the best approval odds with CareCredit, you’ll need a credit score of 620 or higher. However, some users report approval with scores around 600. If you’re score is lower than 600 you’ll have a hard time getting approval.
Can anyone be approved for CareCredit?
In fact, you can get approved instantly for the CareCredit card, and there are only a few qualification requirements including: You must be at least 21 years old or 18 if applying online. You must have a Social Security number or ITIN.
Does CareCredit do credit checks?
Prequalification lets you know if you are likely to be approved for a CareCredit credit card. Plus, it’s quick and there’s no impact to your credit score to check. If you prequalify and then you apply, there will be a hard inquiry on your credit report.
What credit score do I need for CareCredit? – Related Questions
Why would CareCredit deny me?
Your credit score is too low. You don’t have enough income. You have too much debt relative to your income. There are too many recent inquiries on your credit report.
Is CareCredit a hard or soft inquiry?
You can see if you prequalify by using our custom link or by going to carecredit.com. This is a soft inquiry and will have no impact on your credit score.
How much do you get approved for CareCredit?
A CareCredit card has a maximum credit limit of $25,000. For charges of $200 or more, CareCredit offers “no-interest” promotional periods of six, 12, 18 and 24 months, depending on the provider.
Does CareCredit report to credit bureau?
And, of course, CareCredit will report your payment history to the credit bureaus, so it’s a great way to strengthen your credit score. The standard APR is 26.99 percent, but yours may vary depending on your credit score and other factors.
What is the minimum monthly payment for CareCredit?
The CareCredit Credit Card minimum payment is $29 or 3.25% of the new balance – whichever is higher. More specifically, the CareCredit Credit Card minimum payment is the greater of: $29. 3.25% of the new balance shown on your billing statement.
Is CareCredit a credit card?
CareCredit is a healthcare credit card designed for your health and wellness needs for you, your entire family and your pets.
Can I use CareCredit on Amazon?
No, Amazon does not accept Care Credit. Though they sell many health and wellness products, Care Credit cards are not accepted as a form of payment.
Will CareCredit raise my limit?
You can request a CareCredit Credit Card credit limit increase by calling customer service at (866) 893-7864. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Synchrony has on file.
Does CareCredit have a monthly fee?
Fees range anywhere from $15 to $39, depending on your card issuer’s policy and the last few months’ payment history. Making at least the required minimum monthly payment each month is a smart way to avoid extra credit card charges.
Can you pay CareCredit off early?
There is no penalty for paying your balance in full at the end of the month, or making more than the required minimum payment at any time.
What happens if I dont pay my CareCredit?
Like most credit cards, you must make your monthly payments on time and, if you miss a payment, you will incur a late fee. With CareCredit “No Interest if Paid In Full” promotional financing, you will be charged interest if you do not pay your promotional balance in full by the end of the promotional period.