What insurance do I need when renting a car in Spain?

In Spain, Third-Party Liability insurance is required by law and covers your liability for damage to other vehicles and persons. The basic insurance required for cover on your rental vehicle is Collision Damage Waiver (CDW) and will cover you for the full cost of your hire car.

Do I need to buy additional insurance when renting a car in Europe?

When you rent a car in Europe, the company will usually require you to purchase a collision damage waiver (CDW). This isn’t technically insurance, but an agreement that if the car’s damaged, you won’t be financially responsible. CDWs sold by European rental car agencies have a few issues, however: They’re expensive.

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Should I get insurance on a rental car in Spain?

In Spain, unlimited third party liability insurance is legally required on all rental vehicles, and, fortunately for you, this is included in the price of all car rentals when you book with Auto Europe.

What insurance do I need when renting a car in Spain? – Related Questions

Do I need liability insurance in Spain?

The third party liability insurance (seguro de terceros o de responsabilidad civil obligatoria) is mandatory in Spain. It is the minimum insurance required by Spanish law to drive a vehicle in Spain.

Is it better to rent a car or take the train in Spain?

Geographical range.

And while Spain has an excellent road network, the train is a better option if you plan to travel across the country. This is particularly the case for an itinerary including Barcelona, Madrid and areas of Andalucía.

Do I need IDP for car hire in Spain?

In order to hire a car in Spain you will need to have a full UK driving licence, an International Driving Permit (if your UK licence was not issued by mainland authorities), your valid passport or National ID card for EU citizens as identification and a credit card to pay for the car hire deposit.

What extra insurance do I need for car hire?

Any car you rent should come with third-party car insurance as standard. This might appear on the rental agreement as third-party liability cover. Your rental agreement should also come with a damage waiver, effectively covering any damage to the car you’re using at the time.

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Do you need a green card to hire a car in Spain?

EU hire cars do NOT need green cards

If you’re renting a hire car within the EU, you do not need a green card.

What is collision damage waiver insurance?

A Collision Damage Waiver (CDW) is additional protection that reduces your liability for damage if your hire car is stolen or damaged. You usually agree to an excess fee, meaning you’ll cover the cost of any repairs up to this amount.

What’s the difference between CDW and LDW?

Collision Damage Waiver (CDW) provides cover if there is damage to a rental car through an accident. LDW on the other hand, is a combination of CDW and Theft Protection, which means that you will be covered for car replacement if your rental car is stolen during the period of your rental.

Is CDW and LDW the same thing?

CDW is the same as LDW, or a Loss Damage Waiver. At Avis, and on our website, this waiver is more commonly referred to as an LDW. A rental car Loss Damage Waiver is one of several options that can be added to your rental agreement for an additional daily charge.

What is the difference between CDW and excess insurance?

Collision Damage Waiver (CDW) – is not insurance, but an agreement to waive the costs of damage to your rental vehicle if it is involved in a collision. Frequently CDW has an ‘excess’ which is the first part of any claim which the renter will remain liable for.

Is excess protect worth it?

Excess protection is not just a good option for your own car. It can give you real peace of mind when you hire a car on holiday or on business. When you hire a car, it is insured by the car hire company and you’ll pay an agreed excess fee if any damage occurs.

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What is the excess amount in CDW?

How about “CDW”, “LDW”, etc? When renting a vehicle, you have an obligation to pay for the repairs needed in case the car gets stolen or damaged while it is under your custody. The amount you need to pay in case of an accident is called an “excess” or “liability”.

What is collision damage waiver in Europe?

A Collision Damage Waiver or CDW is protection you can purchase when renting a vehicle in Europe that puts a cap on your financial obligation if the vehicle is damaged in a collision. A CDW is not insurance.

Do I need rental car insurance abroad?

Make sure you’re covered

Most U.S. auto insurers won’t cover you while you’re driving abroad, with the possible exceptions of Canada and Mexico. So unless you have a credit card that offers rental car insurance, you’ll probably need to purchase your insurance from the rental company itself.

What insurance do I need for car rental Europe?

Liability coverage is included in your rental fee

Within most of Europe — and certainly within the European Union — your car-rental fee must include adequate liability coverage. You may use this type of coverage if the car is damaged or you cause harm to someone on the road.

Does travel insurance cover car rental damage?

It covers theft or damage of a car rented by a policyholder during their trip. It also covers costs related to the damage and injury sustained by other people if the policyholder causes an accident. Some travel insurance policies may cover rental car collision as an extra option with additional premium.

Does travel insurance cover car rental abroad?

Does travel insurance cover the use of rental cars? A standard travel insurance policy won’t typically cover you for using a rental abroad. However, when you hire a vehicle, the rental company will generally add in some sort of car insurance policy.

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