With the use of telematics technology and a little ‘black box’ installed in their car, young drivers can monitor things like their speed and braking via our handy Driver App. With this information we can then calculate their ‘Driver Score’, which indicates how safe a driver we believe they are.
Can you get a black box as a learner?
Black Box Insurance is a great way for Learner, New and Young Drivers to obtain insurance. It works in the form of a ‘black box’ device being fitted to your car which will collect data on your driving performance and give you a ‘driving score’.
Is it good to have black box insurance?
So, should I get black box insurance for my car? If you need to drive at night, or have to travel long distances regularly, black box car insurance may not be right for you. But for the majority of new drivers, it helps make insurance more affordable and improves driving standards.
Is a black box in a car worth it?
Data gathered by the price comparison website between August 2021 and February 2022 revealed that black box policies are cheaper for 78% of 17 to 20-year-olds and 69% of those aged 21 to 24 compared to standard car insurance.
What is a black box for young drivers? – Related Questions
What are the cons of having a black box?
The cons of black box insurance:
- Bad driving will increase the cost. If you have bad driving habits and don’t use your black box to correct them, you can end up paying more for your insurance premium.
- As mentioned, some car insurance providers may have driving time restrictions.
- Journey restrictions.
- Additional charges.
Do black boxes have a curfew?
Very few black box insurers will set an official curfew and hand down fines if you break it. However, it may be the case that if you drive late at night regularly, the savings you earn with a black box policy will be limited. This is different from an official curfew.
How much money do you save with a black box?
Can save up to 60% on your renewal price with safe driving. Black box can be fitted by yourself. No curfews. You can choose who views your information.
What does a black box restrict you from doing?
The black box measures how fast you accelerate, so if you like to zoom out of junctions or off roundabouts, it may be time to slow down. If you’re hitting that top speed in seconds, you could be driving too fast – and this will impact your driving score.
How do you do the black box trick?
But there’s no way to “trick” a telematics device that doesn’t invalidate your insurance. It’s also insurance fraud, which is a crime. If you unplug the black box, it will stop sending data to your insurer, alerting them almost instantly that it’s not working as intended.
Do all new drivers have to have a black box?
It depends; by and large, more careful drivers with lower risk factors can make good savings with black box insurance. On the other hand, if you’ve got a few bad driving habits, or present a higher risk, car insurance without a telematics box might be a better option.
Can I go over the speed limit with a black box?
Don’t despair: occasionally exceeding the speed limit by a small amount generally won’t affect your black box insurance policy. Your black box considers a whole host of factors, including your acceleration, braking, and turning.
How does a black box know who’s driving?
If you have a black box policy and someone else drives your car, the insurance company will usually be able to tell. This is because the black box records the driver’s identity when they start the journey. If you lend your car to a friend or family member, you should let your insurance company know.
Can you remove black box from car?
Of course, if you want the black box removed, you can speak to the provider and they’ll arrange for an engineer to come out and remove it. But removal isn’t usually covered by your insurance policy, so you’ll likely face an extra fee.
Can you drive after 10pm with a black box?
Night-time curfews and penalties
There are no night-time driving restrictions so you’re able to drive where you like when you like.
Why you shouldn’t get a black box?
Bad drivers will pay higher premiums
The black box in your car sends your insurer lots of data relating to your driving and the journeys you make. If you’ve got some bad driving habits (and you don’t reform), you could actually end up paying more with a black box policy.
Can you sell a car with a black box?
If I sell my car, will I need to remove the black box? No you won’t. You’ll be pleased to hear that there is no legal requirement to remove a telematics device before selling (or scrapping) your car.
How long does a black box stay on your car?
How long do I have a black box for? Your black box is in use for as long as you have the policy. As with typical car insurance policies, black box insurance tends to last 12 months. If you choose to renew with your insurer, your black box should stay active.
Can a black box detect a bump?
The black box can sense any strong impact on the car. If the box registers a large bump, an alarm goes off in our Service Centre. If this happens and your car is stationary, our team will try to call you on your mobile phone.