With the use of telematics technology and a little ‘black box’ installed in their car, young drivers can monitor things like their speed and braking via our handy Driver App. With this information we can then calculate their ‘Driver Score’, which indicates how safe a driver we believe they are.
Do insurance companies check your black box?
Do insurance companies use information from car black boxes? No. Car Black Boxes do not allow your insurance provider to spy on how safely you are driving. Insurance companies cannot use the data to establish your premiums unless you consent.
Can you get a black box as a learner?
Black Box Insurance is a great way for Learner, New and Young Drivers to obtain insurance. It works in the form of a ‘black box’ device being fitted to your car which will collect data on your driving performance and give you a ‘driving score’.
Is getting a black box worth it?
Data gathered by the price comparison website between August 2021 and February 2022 revealed that black box policies are cheaper for 78% of 17 to 20-year-olds and 69% of those aged 21 to 24 compared to standard car insurance.
What is a black box for young drivers? – Related Questions
What happens if you go over speed limit with black box?
Your black box considers a whole host of factors, including your acceleration, braking, and turning. A small lapse into speeding is unlikely to affect its overhaul assessment of your driving performance. At the most, you’ll earn a warning from your insurer, encouraging you to pay more attention to posted speed limits.
Do black boxes have a curfew?
Very few black box insurers will set an official curfew and hand down fines if you break it. However, it may be the case that if you drive late at night regularly, the savings you earn with a black box policy will be limited. This is different from an official curfew.
Who needs a black box?
Black Box insurance is designed for anyone who pays a higher price for their car insurance. These are typically young and newly qualified drivers whose insurance premiums can be eye watering. This is because statistically drivers aged 17-25 are more likely to be involved in an accident.
Do you have to wait for a black box to be fitted?
Can I drive my car before the box is fitted? Yes, you will be insured to drive the car from the moment the policy starts as we understand it may take a few days to arrange you black box fitting. You have 14-days to get the box fitted from the policy start date.
How do you avoid a black box?
Black box car insurance rules
- Stick to the speed limit.
- Don’t accelerate too quickly.
- Avoid late-night driving.
- Keep within your estimated annual mileage.
- Don’t tamper with the box.
- Brake in plenty of time.
- Don’t let uninsured drivers drive your car.
Do you have to pay to have a black box fitted?
Boxes are usually fitted for free and, if you switch insurers and no longer have a black box policy, they will either disconnect it remotely or remove it free of charge (some companies do charge, though – and also if you want to switch boxes from one car to another).
How does a black box know who’s driving?
If you have a black box policy and someone else drives your car, the insurance company will usually be able to tell. This is because the black box records the driver’s identity when they start the journey. If you lend your car to a friend or family member, you should let your insurance company know.
Will my insurance know if I unplug black box?
If the device is unplugged or damaged, it will stop transmitting data to the insurer, alerting it immediately that the black box isn’t working.
How long does a black box stay on your car?
How long do I have a black box for? Your black box is in use for as long as you have the policy. As with typical car insurance policies, black box insurance tends to last 12 months. If you choose to renew with your insurer, your black box should stay active.
Can you pay to remove black box?
Of course, if you want the black box removed, you can speak to the provider and they’ll arrange for an engineer to come out and remove it. But removal isn’t usually covered by your insurance policy, so you’ll likely face an extra fee.
Can I remove a black box myself?
As removing a black box can be tricky and could damage your vehicle if not done correctly, we wouldn’t recommend trying to do this yourself.
Do I need to get my black box removed?
Do I need to remove the black box before I sell or scrap my car? No, if you are selling your car or getting it scrapped you don’t need to worry about getting LittleBox removed.
What happens to my black box if I change insurance?
If you decide to get a new insurance policy from a different provider for your new car, you can cancel your existing black box policy.
What happens if I take my black box out of my car?
It is a condition of your insurance that your box is plugged in and working at all times. If you or someone else (a garage, for example) has to unplug it or it gets unplugged by accident, it must be plugged back in immediately. If it isn’t, your policy may be cancelled. You will be notified if this is the case.