Who are ‘we’? boom is a trading name of Abacai Technologies Limited who are the intermediary not your insurer and you can find us on the FCA register (www.fca.org.uk/register, number: 953258).
You’ll get comprehensive cover with all of our policies, and they won’t affect your No Claims Discount.
What is motor legal protection?
What is motor legal protection? Motor legal protection – sometimes known as car insurance legal cover – can cover legal expenses, up to an agreed limit, which result from a car accident that wasn’t your fault. It’s usually offered as an optional add-on to car insurance policies, although some include it as standard.
If you’re injured in an accident and need treatment, Motor Legal Protection could help you recover the medical costs. If your personal possessions are damaged as a result of an accident, Motor Legal Protection could help you claim back the cost of these items, if they’re not covered elsewhere.
Who are boom insurers? – Related Questions
Is it worth paying to protect no claims bonus?
A no claims discount (NCD) can play an important part in lowering your annual insurance premium. If you do not make a claim on your car insurance, then your insurer is not required to pay out. By default, this implies you are a safer driver and therefore cheaper to cover.
What is a legal protection?
countable noun [usually plural] Protections are laws and other official measures intended to protect people’s rights and freedoms.
Is motor legal protection the same as legal expenses?
Motor legal protection – also known as legal expenses cover – is an add-on to your car insurance that covers you in case an accident you’re involved in ends up in court.
What is legal cover in car insurance?
What is legal cover? Car insurance legal cover is designed to pay for your legal costs and uninsured losses if you are involved in a car accident that wasn’t your fault. Legal cover (sometimes referred to as “legal expenses”) is not a legal requirement, but could ultimately save you money in the long run.
What is the legal minimum insurance cover?
Explanation: The minimum insurance required by law is third-party cover. This covers your liability to others involved in a collision but not damage to your vehicle. Basic third-party insurance also won’t cover theft or fire damage.
What is the maximum fine for driving without insurance?
There is no maximum amount for a fine for driving without insurance.
What driving causes high risk?
Competitive driving increases the risks to everyone and is the opposite of responsible, considerate and defensive driving. Defensive driving is about questioning the actions of other road users and being prepared for the unexpected. Don’t be taken by surprise.
How far are you allowed to reverse?
Explanation: You mustn’t reverse further than is necessary. You may decide to turn your vehicle around by reversing into an opening or side road. When you reverse, always look all around you and watch for pedestrians.
Is it illegal to back out of your driveway into a main road?
While it’s not illegal to reverse out of a driveway onto a main road, it’s not advisable. Reversing into the driveway is a better option as you control the traffic flow behind you on the busy road. However, the safest option is if you can turn around in the driveway.
Who has right of way when reversing out of a driveway?
The rules of the road are pretty much the same for this as they are for a driver emerging from a side road or side area – i.e. you have the right of way! It is primarily the responsibility of the driver that is backing out to ensure that their trajectory is clear to avoid hitting other vehicles or pedestrians.
What type of road should you never reverse into?
You should not reverse into a main road from a side road
side road
A side road is a minor highway typically leading off a main road. A side road may be so minor as to be uncategorized with a road number. In an urban area, a side road may be a narrow street leading off a more major street, especially in a residential area.
. The main road is likely to be busy and the traffic on it moving quickly. Cut down the risks by reversing into a quiet side road.
Can you remove your seatbelt when reversing?
There are some exemptions from wearing a seat belt. There is no legal requirement to wear a seat belt if you’re:a driver who is reversing, or supervising a learner driver who is reversing.
Can you overtake on a roundabout?
No. Should you find the exit be blocked by a car that has stalled, then move into first gear and wait for them to get going again. Under no circumstances should you attempt to overtake on a roundabout. If you’re yet to take your driving test, then be sure to remember this rule!
Who has right of way on a roundabout?
When reaching a roundabout you should: Always give priority to the traffic coming from the right, unless you have been directed otherwise by signs, road markings or traffic lights. Check if the road markings allow you to proceed without giving way (always look right before joining just in case)
What is the 12 o’clock rule on a roundabout?
Generally speaking, if the exit you need to take is at 12 o’clock (straight ahead) or before, you would choose the left hand lane on approach to and on the roundabout. If your exit is at 1 o’clock or after, you would choose the right hand lane.
Who is at fault in a car accident on a roundabout?
Determining Liability For A Car Accident On A Roundabout
According to rule 185 of the Highway Code, you must give priority to any traffic coming from the right when you’re on a roundabout. If another car cuts out in front of you to enter the roundabout while you’re travelling around it, they may be at fault.