First Central Insurance Management Limited is a wholly owned subsidiary of First Central Group Limited.
How do I contact 1st Central?
If you’d rather speak to us, just give us a call 24/7 on 0333 043 2011 to register your claim. To discuss an existing claim, simply call us on 0333 043 2022 or chat to us over web chat Monday to Friday 9am – 6pm.
Who is 1st Central Plus?
1st Central Plus Insurance is an extended version of the standard policy offered by 1st Central. As well as the usual benefits offered by their comprehensive policy such as personal belongings cover, windscreen cover and use of a courtesy car, 1st Central Plus includes breakdown cover.
Who underwrites 1st Central insurance?
Skyfire Insurance underwrites our car insurance policies. It evaluates the risk and profitability of private motor insurance for UK-based motorists, writing the private motor policy premiums and establishing the right base underwriting price. Our underwriting approach has been fundamental in the success of the group.
Who is 1st Central insurance owned by? – Related Questions
Is 1st Central Online insurance Good?
TrustPilot has given 1st Central a rating of 4.5 out of five based on 14,759 customer reviews, giving the insurer an ‘excellent’ rating.
Where is 1st Central insurance based?
We’re a car insurance provider based in the UK, selling insurance directly through our website and also via price comparison sites, where we regularly make it on to the ‘top 10 sellers’ list.
How much does it cost to cancel your first central policy?
Cancellation fee £50 If you cancel the policy for any reason other than non-disclosure or misrepresentation after 14 days of the policy start date, this fee is applied.
Should I declare Cancelled car insurance?
Insurance cancellation is something you’ll have to declare to every new insurance provider. A cancelled policy serves as a red flag and you may struggle to find a mainstream insurance provider to cover you. Alternatively, you may end up paying a lot more for your policy.
How do I stop renewal of 1st Central?
How do I cancel my car insurance policy? If your renewal date is due within the next 30 days and you don’t wish to renew, please call us on 0333 043 2055. For all other policies please call us on 0333 043 2066.
Does 1st Central have a cancellation fee?
After 14 days: If you cancel your 1ST CENTRAL policy after 14 days, you’ll receive a pro-rata refund, meaning you’ll be charged for the amount of time we’ve covered you for, provided no claim has been made and you’ve not been involved in an incident which might give rise to a claim under the policy.
Can I cancel 1st central car insurance?
You don’t need to give us any notice and may cancel your policy at any time. If you’d like to cancel your policy, you can do this online in Your Account or if you’d prefer to speak to someone, you can contact our Customer Services team. Non refundable arrangement and cancellation fees may be applied.
How much notice do you have to give to cancel car insurance?
By law, you have a minimum 14-day cooling-off period during which you can cancel the policy for any reason. If you’ve bought life insurance, the cooling-off period is 30 days.
How much notice do I need to give to cancel insurance?
Cancelling the policy
However, the insurer should inform the policyholder at least seven days before the policy is cancelled to give them enough time to arrange new cover.
Does canceling car insurance hurt credit?
Don’t worry, canceling your car insurance won’t hurt your credit score. But if you cancel your car insurance while you still have a car, future insurers will see that you had a lapse in coverage, which can raise your rates.
Do I get a refund if I cancel my insurance?
If I cancel my auto insurance, will I get a refund? If you paid your premium in advance and cancel your policy before the end of the term, the insurance company must refund the remaining balance in most cases. Most auto insurers will prorate your refund based on the number of days your current policy was in effect.
Can I cancel car insurance anytime?
Yes, most car insurance policies allow policyholders to terminate coverage at any time. Cancellation typically requires a signed form or written notice of cancellation that includes the desired end date of the policy. You may have to pay a cancellation fee as well in rare cases.
Can I cancel my car insurance if I pay monthly?
Can I cancel my car insurance if I pay monthly? Yes. Plenty of people choose to pay their car insurance monthly, and there’s nothing to stop you from cancelling. Just tell your insurance provider that you want to cancel and they’ll arrange it for you.
What happens if you stop paying car insurance?
If you don’t pay your insurance premiums, your policy will lapse, and you won’t have coverage. That means that, depending on where you live, it might be illegal to continue driving your car. Doing so anyways could mean pricey fines and even license suspension, depending on your state.