Summary: Best car insurance companies in the UK 2022, by category
- LV=: Best for cheaper rates.
- Direct Line: Best for customer service.
- Admiral: Best for multi-car.
- Saga: Best for over-50s.
- Veygo: Best for temporary insurance.
- Hastings Direct: Best for young drivers.
- Swinton: Best for convicted drivers.
What is the cheapest place to get car insurance?
Cheapest Car Insurance Companies
USAA, Erie Insurance, State Farm, Geico and Progressive offer the cheapest car insurance. Below we highlight the cost rating scores and the monthly average rates of both minimum liability coverage and full coverage policies.
What is a specialist insurer?
Specialist car insurance covers drivers, cars or situations that aren’t included in standard car insurance. This kind of car insurance is often provided by dedicated insurance firms, but many mainstream insurers also offer specialist products.
Which insurance is best for car?
10 Best Car Insurance Companies in India (October 2022)
- IFFCO-TOKIO General Company.
- Reliance General Insurance Company.
- ICICI Lombard Insurance Company.
- SBI General Insurance Company.
- HDFC ERGO Insurance Company.
- Universal SOMPO Insurance Company.
- Magma HDI Insurance Company.
- Royal Sundaram General Finance Company.
Who is the best UK car insurer? – Related Questions
Which insurance is best for car after 5 years?
Zero Depreciation Insurance vs. Standard Comprehensive Insurance
Parameters |
Zero Depreciation Policy |
Standard Comprehensive Insurance without Zero-dep |
Age of the car |
Covers cars of up to 5 years only. But, feasible for cars up to 3 years old |
Covers any car less than 15 years old |
Which car insurance has highest claim settlement ratio?
Here is a list of the car insurance companies with best claim settlement ratio in India for 2022.
Best Car Insurance Companies with Claim Settlement Ratio 2022.
Car Insurance Company |
OD Claim Settlement Ratio FY20 |
Tata Aig |
90.49% |
The New India Insurance |
89.60% |
SBI General |
89.51% |
Bajaj Allianz |
88.83% |
Are jeeps expensive to insure?
Overall, a Jeep Wrangler’s insurance policy will be relatively cheap compared to policies for other car models. Average Jeep Wrangler insurance costs hover around $1,146 per year compared to the overall average of $1,427.
Are Mercedes expensive to insure?
On average, Mercedes drivers could pay an average of $1,664 annually for insurance. This is relatively expensive compared to other cars, but costs can differ greatly depending on the actual model. To help you find the best price, MoneyGeek broke down costs for all of Mercedes’ major models by year and driver age.
Is insurance higher on a Tesla?
Teslas are more expensive to insure than many other cars because of their high repair costs, which increases the cost of collision coverage. The price of your policy depends on the Tesla model and trim you choose, your location and driving history and the amount of coverage you choose.
Are Audis expensive to insure?
With a better understanding of how much it costs to insure individual Audi models, let’s find out the average insurance rates for most popular Audi models.
The average annual cost to insure a 2021 Audi A5 is $2,272 a year for drivers aged 30.
Year and Model |
Average Annual Cost |
2019 Audi A5 |
$1,147 |
2020 Audi A5 |
$2,194 |
What color car is the most expensive to insure?
You may have heard red cars are more expensive to insure. But, according to the Insurance Information Institute (III), the color of the car you drive does not affect the price of auto insurance.
Which is cheaper to insure BMW or Audi?
Are BMWs expensive to insure? BMWs are no more expensive to insure than rivals from other premium brands such as Audi and Mercedes.
What is more expensive to insure a BMW or Audi?
On the other hand, Audis are much cheaper to insure than competing high-end luxury vehicles from manufacturers like Lexus, Mercedes and BMW. The typical price to insure these vehicles is often $4,000 per year or more, depending on the model.
What cars make insurance go up?
Sports cars, luxury cars, and high-performance cars may cost more to insure because they also cost more to repair, may get stolen more frequently, and may be involved in more accidents.
What’s the most expensive car to maintain?
Which car brands are the most expensive to run? According to the most recent data, BMW tops the list as the most expensive car brand to maintain, followed by Mercedes-Benz, based on estimates of total car maintenance over 10 years.
What’s the most expensive car insurance?
What is the insurance cost for the most expensive cars to insure?
Rank |
Make |
National Average Rate |
1 |
Maserati |
$5,176 |
2 |
Maserati |
$5,118 |
3 |
BMW |
$4,231 |
4 |
Porsche |
$4,221 |
Are older cars cheaper to insure?
Are older cars cheaper to insure? Yes, most older cars are cheaper to insure, especially in terms of comprehensive and collision insurance. Cars lose value as they age, so the potential insurance payouts after an accident drop as well. This is not the case with many classic or collector cars.
Why is my car insurance so high?
Among the factors which will determine the premium you pay for your car are your gender, age, marital status, where you live and a financial background check. These factors have a bearing because the statistics collected by insurers show that they have an effect on the likelihood of accidents or other incidents.