Our panel of Insurers are as follows: Action 365 Ltd Trading as Pukka Services. Ageas Insurance Limited. Aviva Insurance.
Is wise driving an insurance company?
Wise Driving (part of iGO4 Insurance) is a specialist black box/telematics insurance company, which aims to reduce the cost of motoring for young, new and limited-mileage drivers.
How strict is wise driving black box?
If you exceed the speed limit by more than 30%, our system will register this as an Extreme Speeding Event, and you’ll be notified of this by email. We reserve the right to cancel your policy in the event of one or more Extreme Speeding Events.
Does wise driving black box have a curfew?
We don’t have a curfew for night-time driving, however your score will be lowered if you regularly drive between 11pm and 5am. We are passionate about safe driving and want to reward you if you show safe driving behaviour. If your score has improved, you could get money back.
Who is wise driving underwritten by? – Related Questions
How do I get rid of black box wise driving?
To remove, insert a flat tool between the black box and the battery to unstick the box. Make sure never to pull the product off by hand.
Can I drive after 11pm with a black box?
There are no night-time driving restrictions so you’re able to drive where you like when you like.
What are the restrictions on a black box?
Black box car insurance rules
- Stick to the speed limit.
- Don’t accelerate too quickly.
- Avoid late-night driving.
- Keep within your estimated annual mileage.
- Don’t tamper with the box.
- Brake in plenty of time.
- Don’t let uninsured drivers drive your car.
What happens when you go over your black box Miles?
Insurers will give you a little wiggle room, but if you go wildly over your estimated mileage, you should notify your insurer and have them update your mileage. They may then charge you a lump sum to cover the additional mileage.
What happens if you speed on a black box?
Your black box considers a whole host of factors, including your acceleration, braking, and turning. A small lapse into speeding is unlikely to affect its overhaul assessment of your driving performance. At the most, you’ll earn a warning from your insurer, encouraging you to pay more attention to posted speed limits.
What does time of day mean on black box?
That said, the following are also taken into account when calculating your score: Time of Day – there is no curfew however there is an adjustment to your score if you frequently drive at night when you’re likely to be more tired and it’s dark.
How does a black box know who’s driving?
If you have a black box policy and someone else drives your car, the insurance company will usually be able to tell. This is because the black box records the driver’s identity when they start the journey. If you lend your car to a friend or family member, you should let your insurance company know.
Is having a black box worth it?
While it’s very dependent on driver and vehicle, black box insurance is, in most cases, cheaper. If you’re a first-time driver or have only held a licence for a couple of years, you’re likely to benefit most — with premiums potentially half the cost than without a telematics device.
What is a good driving score?
What’s a good score? Scores of 50 or higher can be considered good scores and may qualify you for auto insurance discounts.
Which insurers use drive score?
However, DriveScore is currently only partnered with seven insurers – Admiral, Elephant, Diamond, Hastings, Insure Pink, People’s Choice, and Provident – and given it’s early days we don’t yet know the true extent to which you can save through the app.
How can I improve my driving score?
Improving Your Acceleration Score
The key to keeping a good acceleration score is allowing yourself to have enough time to move safely, whether that’s entering a roundabout, overtaking, or exiting a slip road. This means you must start your observations early to avoid speeding up to avoid other road users.
Is a 74 A good driving score?
Young drivers under the age of 21 have a similar safe driving rating as drivers over the age of 21. Drivers up to the age of 21 received an overall safe driving rating of 74 compared to drivers age 21 and older, who received a 78 safe driving rating.
What is the highest score for driving test?
A perfect score is simply the same as a math test or science test at school – 100%. You never went above the speed limit, you followed directions, never broke the law and aced all of your tests such as intersection driving, stopping or parallel parking. A perfect score is one where you have zero errors or mistakes.
What does State Farm Beacon record?
The Bluetooth beacon is a small device which allows for the collection of your driving data while in your car. It stays in your car and allows your phone and the Drive Safe & Save app to record trips in your car automatically – no logging into the app.
What is a good score for your black box?
You should aim for a driving score of 70 or higher. Scores at this level will mean you are a safer driver, less likely to have an accident and less likely to have your policy cancelled due to a low score.
How long does a black box stay on your car?
How long do I have a black box for? Your black box is in use for as long as you have the policy. As with typical car insurance policies, black box insurance tends to last 12 months. If you choose to renew with your insurer, your black box should stay active.