Contact your insurer and tell them you want to add another driver to your policy. You’ll probably have to pay a fee for making changes to your policy, even if the price of your premium doesn’t change. Your insurer could refuse to cover an extra driver – if they think they’re too inexperienced or risky for example.
Can you put someone else as the main driver?
Car insurance fronting – where someone declares themselves as the main driver of a car even though it will be someone else – is illegal.
Do direct line Give named drivers no claims?
If the insurance policy is with us, then yes. We recognise named drivers’ no-claim history, so we’ll take into account how many years you haven’t made a claim on someone else’s policy.
What is Direct Line Drive Plus?
DrivePlus is our comprehensive car insurance, which uses telematics to help young drivers get on the road for less. You’ll get an upfront discount and our smartphone app will tell us if you’ve been driving safely, which could mean you save money when you renew.
Can I add a driver to my insurance UK? – Related Questions
What is the drive plus app?
DrivePlus, Direct Line’s telematics Box app, provides individual personalised feedback related to your insurance proposition using driving data collected from your Telematics Box. It summarises your driving data collected by your Box and is designed to help you improve your driving skills.
Do you have to tell insurance about points straight away direct line?
Yes, it’s important to tell your insurance provider if you receive points for a motoring conviction or a fixed penalty notice. If you don’t, your insurance policy will be invalidated, meaning any future claims could be turned down.
How does the DriveSure app work?
DriveSure is our affordable telematics insurance policy, designed to help young drivers get on the road. The app monitors your driving via GPS on your smartphone and enables you to keep track of your driving score, while also providing feedback to help you become a smarter, safer driver.
How do Blackboxes work?
A black box is a flight data recorder that must be in every air vehicle. All flight information is recorded into the black box with a specific algorithm. This makes the recorded flight data accessible to authorities when needed. Contrary to popular belief, the black box is mostly bright orange, not black.
Does a black box limit your speed?
How does a Black Box know the speed limit? Black boxes use GPS to track you while you’re driving -this means they can measure how fast you are moving on the roads. This is then compared to the road’s legal speed limit to determine if you’re driving over this or under it.
Does a black box have a curfew?
Very few black box insurers will set an official curfew and hand down fines if you break it. However, it may be the case that if you drive late at night regularly, the savings you earn with a black box policy will be limited. This is different from an official curfew.
Is getting a black box worth it?
Data gathered by the price comparison website between August 2021 and February 2022 revealed that black box policies are cheaper for 78% of 17 to 20-year-olds and 69% of those aged 21 to 24 compared to standard car insurance.
What happens if you go over speed limit with black box?
Your black box considers a whole host of factors, including your acceleration, braking, and turning. A small lapse into speeding is unlikely to affect its overhaul assessment of your driving performance. At the most, you’ll earn a warning from your insurer, encouraging you to pay more attention to posted speed limits.
Can you cheat a black box?
Some people suggest tampering with the device or temporarily unplugging it in order to maintain their driving records and discounts. But there’s no way to “trick” a telematics device that doesn’t invalidate your insurance. It’s also insurance fraud, which is a crime.
What are the disadvantages of having a black box?
The cons of black box insurance:
- Bad driving will increase the cost. If you have bad driving habits and don’t use your black box to correct them, you can end up paying more for your insurance premium.
- As mentioned, some car insurance providers may have driving time restrictions.
- Journey restrictions.
- Additional charges.
How does a black box work with multiple drivers?
If you have a black box policy and someone else drives your car, the insurance company will usually be able to tell. This is because the black box records the driver’s identity when they start the journey. If you lend your car to a friend or family member, you should let your insurance company know.
Do all new drivers have to have a black box?
It depends; by and large, more careful drivers with lower risk factors can make good savings with black box insurance. On the other hand, if you’ve got a few bad driving habits, or present a higher risk, car insurance without a telematics box might be a better option.
How much more is insurance without a black box?
Our results showed that car insurance policies without any form of telematics cost 39% more on average than policies with them.
How long does a black box stay on your car?
How long do I have a black box for? Your black box is in use for as long as you have the policy. As with typical car insurance policies, black box insurance tends to last 12 months. If you choose to renew with your insurer, your black box should stay active.