Open Drive means that a person can drive a car with the permission of the car owner. It is a really useful addition to have on your policy. Say you have relations visiting from overseas – they can hop in your car to run an errand or sight-see.
How do I check if I have open insurance?
If your motor insurance has Open Driving it will say so on your Certificate of Insurance or you can check your MyAllianz account. You can also check if your policy includes Open Driving over the phone.
Can you cancel insurance with an open claim?
Having an open claim doesn’t prevent you from canceling or switching your auto insurance policy. Though you may have to pay a cancellation fee, ending your coverage with one company and switching to another won’t impact the status of your previous claim.
When can you get open insurance in Ireland?
Open driving covers any driver aged 25-70 with a full Irish, UK or EU licence while driving your car with your permission. With open driving there is no need to add named drivers to your policy. Open driving is an optional extra and an additional charge will apply if you want to buy this cover.
How does open drive work? – Related Questions
What is an open policy insurance?
open policy. noun. an insurance policy in which the amount payable in the event of a claim is settled after the loss or damage has occurredCompare valued policy. Slang.
Can you drive a car that has no insurance?
It’s illegal to drive a vehicle on a road or in a public place without at least third party insurance. Even if the vehicle itself is insured, if you’re not correctly insured to drive it you could be considered to be driving without insurance and could get penalised.
What age do you have to be to have open insurance?
Open driving insurance is a form of insurance that allows anyone between the ages of 25-70 with a full Irish, UK or EU driver’s licence to drive your car. With AXA, we offer open driving insurance in the form of an optional extra to your regular car insurance at an additional cost.
Can I get temporary car insurance in Ireland?
If your own car is off the road for any reason or you are looking to borrow a car, you can organise a temporary transfer of insurance. You can do this for a maximum of 30 days in the policy year.
Can I get temp car insurance?
Short-term car insurance is typically available by the hour, day, week or month, although some policies will insure you for longer than this. You can set how long you want your policy to last when you take out your cover. Once that time is up, you won’t be able to drive the car on public roads.
Can I get car insurance for just 3 months?
What is temporary car insurance? Temporary car insurance gives you short-term cover for driving a car. It allows you to get fast, flexible cover for as little one day, or up to several months. Most policies are fully comprehensive but there are other options available for certain circumstances.
Can I drive someone else’s car?
driving other cars insurance. Every once in a while you may need to drive someone else’s car. It might be an emergency or you may have permission from the car owner, but that doesn’t mean it’s legal. Unless you’re a ‘named driver’ on their car insurance, you almost certainly won’t be insured.
Can you cancel car insurance anytime?
Yes, most car insurance policies allow policyholders to terminate coverage at any time. Cancellation typically requires a signed form or written notice of cancellation that includes the desired end date of the policy. You may have to pay a cancellation fee as well in rare cases.
Can I cancel my car insurance if I pay monthly?
Can I cancel my car insurance if I pay monthly? Yes. Plenty of people choose to pay their car insurance monthly, and there’s nothing to stop you from cancelling. Just tell your insurance provider that you want to cancel and they’ll arrange it for you.
Do I get a refund if I cancel my insurance?
If I cancel my auto insurance, will I get a refund? If you paid your premium in advance and cancel your policy before the end of the term, the insurance company must refund the remaining balance in most cases. Most auto insurers will prorate your refund based on the number of days your current policy was in effect.
How much does it cost to cancel car insurance?
Your provider takes out a cancellation penalty fee from your refund for cancelling early. Make sure you know which method your company uses when considering your options. These fees are generally between 2-7% of your premium.
Can I have two car insurance policies?
Can I have multiple car insurance policies? Yes, you can take out multiple car insurance policies. This could be useful if you have more than one vehicle, or you need to drive someone else’s car as well as your own.
Can I insure 3 cars in my name?
Multi car insurance allows you to insure two or more cars on a single policy with the same provider. You’ll get all the benefits of a standard car insurance policy, plus a discount for every car added to the policy. You can also get multi car breakdown cover that protects all drivers and cars on the policy.