Is there a free phone number for Hastings car insurance?

Just call us on 0333 321 9790 and we’ll be happy to help.

Why won’t Hastings Direct renew my car insurance?

We stopped selling any new SmartMiles policies on 31 October 2020, and since 25 July 2021, we no longer renew them either.

Do Hastings Direct do monthly payments?

To make sure we’re always competitive, we constantly monitor market trends and regularly adjust our prices. If you choose to pay your insurance premium by monthly Direct Debit, we will charge interest on the premium amount you don’t pay straight away (this is the loan amount).

Does a dash cam lower insurance Hastings?

Does having a dash cam lower insurance? Insurers tend to look favourably on dash cam users, so they might offer you a cheaper car insurance quote if you have one. It shows them that you’re willing to have your driving scrutinised – the camera doesn’t only record other drivers.

Is multi-car insurance cheaper than single?

You can also usually save money with multi-car insurance, with some insurers providing a discount if you include more than one car on your policy. In fact, some insurers offer a level of discount per vehicle – and some multi-car policies allow you to include three or more cars.

Does having 2 cars increase insurance?

We found that adding a second car to your insurance policy will raise your rates by an average of $1,185 per year. Most car insurance companies offer a multi-car or multi-vehicle discount for insuring more than one car on the same policy.

Can you have 2 cars insured in your name?

Yes, you can. That’s no problem. In fact, there is no limit to the amount of cars you can own and insure in your own name. However, no claims bonuses only apply to the vehicle, not to the driver or insurance policy.

Can you be insured on 2 cars with two different insurers?

Yes, there are two ways to do this. You can either take out a multi car insurance policy, or you can take out two separate car insurance policies.

Can a named driver be the main driver?

As a named driver you will be given the same level of cover as the vehicle’s main driver. Named driver policies are only appropriate if the named driver is not the main driver (main user) or the owner of the vehicle. Named drivers should be careful to avoid ‘fronting’, a form of insurance fraud.

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What’s the cheapest way to insure 2 cars?

Multi-car insurance covers more than one vehicle under the same policy. It offers the same features as a single-car policy, but gives you a discount for the second vehicle. This makes it one of the cheaper ways to insure more than one car.

Can I insure myself on someone else’s car?

Yes, you can insure yourself on a car already insured by someone else – but you may not want to. If two of you insure a car separately, you might end up paying more than necessary. Instead, look into adding yourself to the other person’s policy as a named driver.

Can you be insured by two companies?

BY Anna Porretta Updated on October 13, 2022

Yes, it is possible for someone to have secondary health insurance and perfectly legal, but it is also important to fully understand how primary vs secondary insurance operates.

Can I be main driver on 2 policies?

You can be the main driver of more than one car. But insurance companies will often question it to check for fronting.

Can I insure 2 cars in my name UK?

Insuring 2 cars on one policy can only be done by buying multi car insurance. This type of insurance allows insuring more than one car, usually up to five, registered at the same address under one policy.

Does the main driver have to be the registered keeper?

Every car insurance policy has a “main driver”. By law, this has to be the person who drives the vehicle the most often. The main driver doesn’t necessarily have to be the owner or the registered keeper of the car. Other drivers can be added as “named drivers” on the same policy.

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