What Is Considered a Major Car Accident

What causes a major car accident?

The fear of being involved in a major car accident is something that every driver faces. The majority of us have been in an accident at one point or another, but what constitutes a major car accident? What makes these accidents more serious than the everyday fender bender?

These questions are important for drivers to know the answers to, as understanding the factors that lead to a major car accident can help you avoid them altogether. Knowing what can be done to protect yourself and your passengers from the devastating consequences of a major car accident can help give you peace of mind and confidence on the road.

In this article, we’ll discuss what is considered a major car accident and answer common questions like: What causes them? How can they be avoided? And How can they be prepared for?

We’ll also cover essential safety tips and advice on how to handle a major car accident should you find yourself in one.A major car accident is one that results in severe injury and/or significant property damage.

What is a Major Car Accident?

A major car accident is an incident in which the damage to the vehicles and/or property is extensive and can result in serious injury or death. Major car accidents are usually caused by a combination of factors including excessive speed, driver negligence, poor road conditions, and/or impaired driving.

In most cases, major car accidents involve multiple vehicles and can include multiple injuries or fatalities. The severity of the damage and injuries typically depend on the speed of the vehicles involved, as well as their size and weight. It is important to note that even a minor collision can lead to serious injury if the vehicle is travelling at high speeds.

In addition to physical damage, major car accidents can also cause financial losses due to medical bills, lost wages due to time off from work, and other costs associated with repair or replacement of the damaged vehicles. This is why it is important for drivers to be aware of their surroundings when driving and to practice safe driving habits. Common safety measures include always wearing a seat belt, obeying posted speed limits, avoiding distractions such as cell phones or other electronic devices while driving, avoiding drinking alcohol before getting behind the wheel, following traffic laws at all times, giving other drivers enough space on the road, and ensuring that your vehicle is in good working condition.

If you have been involved in a major car accident it is important to seek medical attention right away if necessary. You should also contact your insurance company as soon as possible so that they can help you file any necessary claims for damages or injuries resulting from the accident.

Distracted Driving

Distracted driving is one of the most common causes of major car accidents. This includes using a cell phone, eating, drinking, adjusting the radio, or engaging in conversations with passengers. All of these activities take away from the driver’s attention and can cause them to miss important information on the road. According to the National Highway Traffic Safety Administration (NHTSA), 3,166 people lost their lives due to distracted driving in 2017.

Impaired Driving

Impaired driving is another major cause of car accidents. This includes driving while under the influence of alcohol or drugs. Impaired drivers have delayed reaction times and impaired judgment which makes it difficult for them to recognize and respond to hazards on the road. According to NHTSA, there were 10,874 alcohol-impaired deaths in 2017.


Speeding is another major factor that contributes to major car accidents. When a driver is going over the speed limit they are less likely to be able to stop in time or react quickly if something unexpected happens on the road. Additionally, speeding increases the likelihood of losing control of a vehicle due to centrifugal force and makes it more difficult for other drivers on the road to react quickly enough if something unexpected happens. According to NHTSA, speeding was a factor in 26% of all fatal motor vehicle crashes in 2017.

Weather Conditions

Weather conditions also play an important role in causing major car accidents. Poor weather conditions such as rain, snow, and fog can reduce visibility which makes it harder for drivers to see obstacles on the road ahead. Additionally, slick roads caused by rain or snow can make it more difficult for drivers to maintain control and stop their vehicle quickly enough if something unexpected happens on the road.

Poor Road Conditions

Poor road conditions are also one of the main causes of major car accidents. This includes potholes and cracks in pavement which can cause vehicles lose control or blow out tires as well as faded lines which make it difficult for drivers to judge their position on the road relative to other vehicles. Additionally, poor lighting at night can reduce visibility which increases the likelihood of an accident occurring.

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Potential Injuries From Major Car Accidents

Car accidents can lead to a wide range of injuries, varying in severity and requiring different levels of medical attention. Head and neck injuries are among the most common, including whiplash, concussion, brain injury or skull fracture. Multiple fractures may occur to any part of the body due to being thrown around inside the car or from impact with an object outside the car.

The chest area may be injured due to contact with a seat belt or steering wheel, causing contusions and broken ribs. Internal injuries may also occur due to blunt force trauma from the accident or from glass shards entering the body from shattered windows. These include bleeding in organs such as lungs, liver and spleen as well as possible damage to internal organs.

Spinal cord injuries are another major concern in car accidents, particularly if there is severe trauma to the head or neck. It is important that victims receive immediate medical attention so that spinal cord damage can be treated as soon as possible. In some cases paralysis may result due to injury of the spinal cord.

Burns are another potential injury that can occur during a car accident if any of the car’s fluids ignite on contact with an open flame. This type of injury is particularly serious because it often requires extensive treatment and rehabilitation.

Various psychological issues can also arise from major car accidents such as post-traumatic stress disorder (PTSD), anxiety and depression. Even if no physical injuries are sustained in an accident psychological trauma can still result due to fear or shock experienced during the event.

In summary, some of the potential injuries resulting from a major car accident are:

  • Head and neck injuries
  • Multiple fractures
  • Chest contusions
  • Internal organ damage
  • Spinal cord injury/paralysis
  • BurnsFactors That Can Determine If An Accident Is Considered Major

    When it comes to assessing the severity of an accident, a number of factors can be taken into account. These include the speed at which the vehicles involved were traveling, the number of vehicles involved, and the degree of damage caused.

    The speed at which the vehicles were traveling is an important factor in determining whether an accident is considered major or not. Generally speaking, if two or more cars are travelling at high speeds and collide with each other, they are likely to cause significant damage and serious injuries. On the other hand, if two or more cars are travelling at low speeds and collide with each other, they are unlikely to cause any significant damage or serious injuries.

    The number of vehicles involved in an accident can also have a significant impact on its severity. If multiple cars are involved in a collision then it is likely that there will be more damage and more serious injuries than if only one car was involved. Additionally, if one car is significantly larger than the others then this can also contribute to an increased likelihood of major damage or serious injury.

    The degree of damage caused by an accident can also be used as a factor in determining whether it is considered major or not. For example, if one car has been completely destroyed while another has suffered only minor damages then this suggests that the collision was relatively severe and therefore should be considered major. On the other hand, if both cars have suffered only minor damages then this suggests that the collision was relatively minor and therefore should not be considered major.

    In summary:

    • Speed: If two or more cars are travelling at high speeds then they are more likely to cause significant damage and serious injuries than if they were travelling at low speeds.
    • Number of Vehicles Involved: The number of cars involved in a collision can increase its severity.
    • Degree of Damage: The degree of damage caused by an accident can also be used as a factor in determining whether it is considered major or not.

    Types of Damage From A Major Car Accident

    A major car accident can cause a wide range of damages to a vehicle, and it’s important for car owners to understand the potential types of damage that can occur in an accident. Depending on the severity of the crash, different parts of the car can be affected in different ways. It’s essential for drivers to know what kind of damage their cars may have sustained so they can make decisions about their next steps.

    The first type of damage that may occur in a major car crash is structural damage. This is when parts of the frame or body are bent, cracked, or otherwise damaged beyond repair. This type of damage may affect the body panels, doors, windows, or any other part that is attached to the frame. Structural damage is often very expensive to repair and should be addressed as soon as possible after an accident.

    Another type of damage that can occur after a major car crash is mechanical damage. This type of damage affects any part that helps power and move the vehicle. These components include engines, transmissions, brakes, and other systems that are necessary for the car to operate correctly. Mechanical repairs tend to be more expensive than structural repairs because they often require extensive work and specialized tools.

    In addition to structural and mechanical damage, cars involved in major accidents may also suffer from cosmetic damages like dents and scratches. These types of damages are usually much less expensive to repair than structural or mechanical damages but still need to be addressed if they affect the appearance or resale value of the vehicle.

    Finally, there are also electrical damages that may be sustained in a major accident. Electrical components like headlights and taillights can be damaged due to a collision, as well as wiring harnesses and other electronics found throughout modern cars. Electrical repairs will usually require professional attention since many components are closely integrated with one another.

    By understanding these different types of damages that can occur during a major car accident, drivers can ensure their cars are repaired properly after an incident and won’t encounter any unexpected issues down the line.

    Legal Implications of A Major Car Accident

    The legal implications of a major car accident can be serious and far reaching. Depending on the severity of the accident, the driver may face criminal charges such as negligent driving, DUI, reckless driving or even vehicular homicide. It is important to seek legal advice from an experienced attorney to make sure that the driver is not facing any criminal charges.

    In addition to criminal charges, civil action may also be taken against the driver. Civil liability could include damages for personal injury or property damage caused by the accident. The driver may be held liable for medical bills, repair costs and other related expenses if found to be at fault for the accident.

    The insurance company may also be involved in a major car accident. The insurance company will investigate the accident and determine who is responsible for any losses incurred as a result of the incident. They may seek compensation from either the driver or another party involved in order to cover their costs.

    Financial Implications of A Major Car Accident

    The financial implications of a major car accident vary depending on the severity and complexity of the incident. In some cases, a person may need to pay out-of-pocket expenses related to medical bills and property damage resulting from the incident. In other cases, an insurance company may cover some or all of these expenses depending on their policy and coverage limits.

    The cost of repairing or replacing damaged vehicles can also be quite high depending on their age, make and model. For example, if an older vehicle is damaged beyond repair due to an accident, it could cost thousands of dollars to find a suitable replacement vehicle.

    In addition, drivers involved in major car accidents can potentially face higher insurance premiums due to their increased risk level or even see their license suspended due to certain violations associated with the incident. This can have long-term financial implications that must be taken into consideration when assessing any potential costs associated with a major car accident.

    Who Is Liable in a Major Car Accident?

    In the event of a major car accident, determining who is liable for the damages resulting from the collision is not always straightforward. Liability can be assigned to any party involved in the accident, including drivers, pedestrians, and even vehicle manufacturers. The circumstances of the crash will determine which parties are responsible and how much they will be liable for.

    When determining liability in a major car accident, it is important to consider all of the factors that may have contributed to the crash. For example, if one of the drivers was driving recklessly or under the influence of alcohol or drugs at the time of the accident, they may be held liable for any damages incurred. Additionally, if a vehicle manufacturer had installed a faulty part or failed to make necessary repairs on a vehicle, they may also be held liable.

    In some cases, both drivers may be found partially responsible for an accident. This could occur if both parties were driving too fast or recklessly at the time of impact. If both drivers are found partially at fault for an accident, then their insurance companies will typically determine how to split up liability between them.

    If a pedestrian was injured in an accident caused by another driver’s negligence or recklessness, then that driver will usually be held liable for any damages incurred by that pedestrian. The same holds true if an animal is injured as well.

    Finally, if there were any witnesses present at the time of an accident who can testify as to what happened and who was at fault, their testimony can help establish liability in court proceedings related to an incident.


    A major car accident is a traumatic event that can cause significant physical, mental, and financial damage. It is important to understand the causes of a major car accident so that you can be better prepared to prevent them. Common causes of major car accidents include speeding, impaired driving, distracted driving, and poor road conditions.

    Major car accidents can result in severe injuries or even death. It is crucial to always drive safely and defensively to avoid such events. In addition, it is important to have adequate car insurance coverage in case of an accident as well as legal representation for any unresolved issues related to the accident.

    It is also important for victims of major car accidents to seek medical attention immediately if necessary and consider filing a personal injury claim with their insurance provider if the other driver was at fault. Additionally, victims may be eligible for compensation from their insurance company or from a negligence lawsuit against the other driver involved in the accident.

    Overall, major car accidents are serious events that can have far-reaching impacts on both drivers and passengers involved in them. By understanding the causes and potential consequences of such events, you can take steps to protect yourself and others on the road.

    About the author

    William Getty lives and breathes cars. He started driving cars as a 12 year old on the racetrack with his dad. Since then cars has always been a big part of Williams life.

    In his garage you can find his beloved 2005 Ford Mustang, as well as a 2020 Audi A3.