Why is car insurance more expensive in Northern Ireland?

Car insurance in Northern Ireland (NI) can be more expensive than other regions in the UK. This is because there are fewer insurers in the marketplace, which means there are fewer competitive offers, but cheap car insurance deals can still be found by shopping around for the best price.

Does UK car insurance cover Northern Ireland?

Does UK car insurance cover Northern Ireland? Most UK car insurance policies do cover you for driving in Northern Ireland, however it is best to check your policy before you travel.

Why is car insurance more expensive in Northern Ireland? – Related Questions

Is my car insurance valid in Northern Ireland?

You’re fully insured to drive in Northern Ireland as it’s part of the UK. Cover for driving in the Republic of Ireland is limited to that of any other EU country.

Can I drive a car in Ireland with UK insurance?

All UK vehicle insurance provides the minimum third party cover to drive in: the EU (including Ireland)

Do I need extra insurance to drive in Northern Ireland?

You must not drive a vehicle from abroad in Northern Ireland without adequate motor insurance. If you do not hold an insurance certificate valid for Northern Ireland, arrangements should be made before travel. The minimum cover is third-party insurance.

Can you use British pounds in Northern Ireland?

As part of the United Kingdom, Northern Ireland uses the British pound sterling (£). The British pound is not accepted in the Republic, and the euro is not accepted in the North — if you’re traveling in both parts of Ireland, you’ll need some of both currencies, although shops right on the border tend to accept both.

Does Aviva cover Northern Ireland?

Yes, visit our car insurance page to find out more information and get a quote.

Can a non resident insure a car in Ireland?

Yes, of course you can. No matter where you’re from, insuring your car will be straightforward. If you’re coming from a country that isn’t in the UK or EU you will have fewer options. Even so, we can help you find a quote.

Do I need travel insurance to go to Northern Ireland?

Yes, you need travel insurance for a trip to Ireland just as much as you need travel insurance for any trip abroad. While it is not a legal requirement for UK residents, travel insurance for Ireland can help you recoup non-refundable travel and accommodation costs if you need to cancel your trip due to illness.

Do NI drivers need a green card to drive in Ireland?

NI drivers (private and commercial) no longer need to carry a physical Green Card when travelling across the border into the Republic of Ireland or driving in the rest of the EU and EEA, to prove they have valid insurance cover for their vehicle.

How long can I drive my UK car in Ireland?

Vehicles from the UK can be temporarily imported into Ireland for up to 12 months. In order to stay on the right side of the law, the following documents should always be carried: A valid UK driving licence. Your motor insurance certificate in your name or as a named driver on another driver’s policy.

Can I use my UK driving licence in Ireland?

If you hold a UK driving licence, you can drive in Ireland if you live in the UK and are visiting Ireland. You are no longer able to drive on your UK licence if you live in Ireland. You can still exchange it for an Irish licence provided the licence is valid or is not expired for more than 1 year.

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Is the highway code different in Northern Ireland?

Northern Ireland has its own Highway Code. NI Direct’s Introduction to the Highway Code says: “The Highway Code is based on the Great Britain version.

Is the Highway Code available online?

You can order a copy of The Highway Code book online or buy a copy from most high street bookshops. To stay up to date: sign up to get email alerts when the rules change. follow The Highway Code on Facebook.

Where can I buy rules of the road in Ireland?

The Rules of the Road is published by the Road Safety Authority and printed copies are available through all good bookshops. You can also view and download the Rules of the Road for free in digital versions.

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